Guy Adams's (guyadams) Blog

If you have ever had an FHA loan, Uncle Sam may owe you a refund.  HUD has been stepping up efforts lately to identify people who have a refund due, but have not collected.  "Could that be me", you ask?  Let's find out. Go to HUD's website at www.HUD.gov  and look for the FHA LOAN REFUND program....

Please tell me this is unique. As seen on ListHub: And there's more: http://listings.listhub.net/ If you enjoyed this post you'll certainly enjoy these other 'Just For Fun' posts!

Private equity firms and other groups of wealthy people are purchasing foreclosures at distressed prices, rehabbing them, and selling them for a quick profit. This used to be a game for amateurs, but because of the lack of other investment opportunities, the money-management pros have stepped in...

Mortgage fraud — which peaked in 2006 — rose 17 percent last year after falling 57 percent in the prior two years, reports CoreLogic. Analyzing about 7 million home loans made by hundreds of lenders, the research firm found that $14 billion in loans were originated with fraudulent application da...

Trust is a wonderful quality. It is very satisfying to have enough faith and confidence in a person or a company to take them at their word. And most of the time, everyone involved in a verbal commitment really does mean to keep their word and to stick to it. The problem is more one of fading me...

RESPA (The Real Estate Settlement Procedures Act) is a consumer statute that was passed in 1974. The purpose of RESPA is to help consumers become better shoppers for settlement services and to eliminate kickbacks and referral fees that increase the costs of certain settlement services. Section 8 ...

      I was the raised in a family where communication was through teasing and laughter. I was always embarrassed to admit this, but then realized that, hey, at least we all communicated. Family affairs were big, loud and filled with food.....more than enough for our family, spouses, kids and fr...

There is a great misconception that there are no options for struggling homeowners. The reality is that major players in the mortgage lending market, specifically Fannie Mae, Freddie Mac and HUD (The Department of Housing and Urban Development), would like to avoid foreclosures whenever possible...

  The most affordable city in the United States is Syracuse, N.Y., according to the latest Housing Affordability Index from the National Association of Home Builders and Wells Fargo. The index considers a home affordable if a family would have to pay no more than 28 percent of take-home pay for h...

In some newly constructed housing developments home builders are including a clause in the contract demanding a 1 percent transfer fee to be paid to them every time the property is sold over the next 99 years. The fee isn’t for improvements or maintenance. It is just a payment to the builder. "I...