George Souto - FHA, CHFA, VA, USDA, & Fannie Mae Home Mortgage Loans, Connecticut

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Mortgage and Lending - George Souto NMLS #65149 FHA, CHFA, VA Mortgages - NMLS #65149

ARCHIVED BLOG POSTS

2015 

Debt-To Income Ratios (DTI) play a significant role in qualifying for a mortgage.  Long gone are the days where a Borrower's DTI Ratios could be 67% and higher.  Today most loan products require a DTI Ratio of 45% or less.  One of the few exceptions is FHA which still allows DTI Ratios in the 50+...
08/30/2015
 Summertime is here and that mean the 2015 Sunflower Maze At Lyman Orchards is ready for our enjoyment.  Lyman Orchards in Middlefield, CT does a fantastic job with the Sunflower Maze in the Summer, and the Corn Maze and Pumpkin Patch in the Fall.  Both of these events provide great fun for the w...
08/29/2015
I don't know about other people, but my wife spends a fair amount of time each week taking care of her plants, and making sure they are always well water.  So when I see flowers from weeds on the side of the road like the ones in the pictures below, I am in awe of mother nature.These flowers have...
08/29/2015
 Middletown, CT has several family events going on this weekend, and the Wadsworth Mansion Open Air Market & Festival Tomorrow, August 30th is a really special event to take the whole family to.  The 700 foot long lawn area leading up to the historic Wadsworth Mansion, in Middletown, CT will be ...
08/29/2015
Even with all the negative changes impacting the ability of First Time Homebuyers to purchase a home, First Time Homebuyers Continue To Have Option To Purchase A Home.   There are still several mortgage program available to First Time Homebuyer that require little to no money down.  Today there a...
08/28/2015
Most schools around the Country have already started the new school year.  So the impact schools have on a Buyer's decision of where to purchase a home has been on my mind, and how Schools Continue To Be A Major Considerations In Purchasing A Home.  The quality of schools in a town or city have a...
08/27/2015
The New Haven Middlesex Association of Realtors (NHMR) has announced the NHMR Real Estate Continuing Education Classes For September.  Area Realtor and Real Estate Agents who still need to complete education requirement before the end of the year should register as soon possible while there is st...
08/25/2015
When my two sons were growing up the one thing my wife and I would search the newspaper for each in everyday for the month of August was the Middletown Connecticut 2015-2016 School Bus Schedule.  Back then the Middletown Connecticut School Bus Schedule was not available on the Internet.  The only...
08/25/2015
To Lock Or Not To Lock That Is The Question?  Tis it better to gamble, or tis it better not to gamble only ye can decide.  Perfect topic to give it a little Shakespearean twist to, even if my Shakespeare is not all that good.  Lately the mortgage interest rates have been fairly stable, and recent...
08/24/2015
2015 Camp Challenge Ride & Bandit 5K On September 12 is an event sponsored by The Hole In The Wall Gang Camp which was founded by Paul Newman in 1988.  The Hole In The Wall Gang is dedicated to raising and providing programs and services at the camp to kids with cancer and other serious diseases ...
08/23/2015