George Souto - FHA, CHFA, VA, USDA, & Fannie Mae Home Mortgage Loans, Connecticut

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Mortgage and Lending - George Souto NMLS #65149 FHA, CHFA, VA Mortgages - NMLS #65149

ARCHIVED BLOG POSTS

2013 

CFPB Sets New Consumer Credit Report Dispute Guidelines.  The Consumer Financial Protection Bureau (CFPB) issued Bulletin 2-13-09 on September 4, 2013, laying out their requirements and procedures for Consumer Reporting Agencies (CRA) to follow when a consumer files a dispute on an item being rep...
09/14/2013
A question I regularly get from Realtors, and asked again yesterday is What Are The Pest Inspection Guidelines For Mortgage Loan Programs?  Because of the number of times I am asked this question, I felt it would be good to post a blog about this topic from time to time.  Conventional Loans are t...
09/13/2013
Are Town/City Water & Sewer Installation Charges Assessments Or Liens? Connecticut has many Rural Towns throughout the State.  Many of these Rural Towns the properties have private Wells and Septic Systems.  However, several Rural Towns have been installing Town Water and Sewer lines throughout t...
09/12/2013
Saturday August 31st my wife and I, and my youngest son Brandon and his girl friend Leah, took a bus trip with a group of friends to Fenway Park to watch the Boston Red Sox vs the Chicago White Sox.  Every time I have gone to Fenway Park the Red Sox have lost.  In fact I have often said that if ...
09/11/2013
September 11, 2001 Will Always Be In Our Hearts, and each of us have our own special reason why that day will always be a day we will never forget.  Today is a day of not only remembering the vicious attack on our country twelve years ago, but also a day to reflect the memories, and thoughts whi...
09/10/2013
  EMPOWER in Middletown, CT is well known for it's Zip Line Courses, which I wrote a blog about last year.  But the EMPOWER Sports Leadership Development Program is an equally excellent program offered by the EMPOWER staff. EMPOWER Sports Leadership Development Program is designed to improve the...
09/10/2013
These days it is not unusual for parents to co-sign for their children for such things as: Car loans Cell phones Student Loans To just name a few.  Parents need to realize when they do this it could not only have an impact on their Credit Scores, but on their Debt-To-Income (DTI) Ratios as well. ...
09/09/2013
  The Russell Library In Middletown, CT September 2013 Book Sale is this weekend.  All the Russell Library Book Sale are very well attended, however, the Russell Library September Book Sale seems to attract a higher attendance than the other months.  It my be because kids are back to school or f...
09/09/2013
Can Life Insurance With Cash Value Be A Source Of Downpayment Funds?  I grew up in a time where it was very common for parents to not only have Whole Life, Life Insurance Policies for themselves, but on their children as well.  In fact one of my first jobs when I was discharged from the Navy was ...
09/08/2013
The Impact Obamacare May Have On Our Industry, Our income, Our Family.  Lenn Harley and I often talk on the phone.  In the course of our conversations we have slowly but surely whittled away at solving most of our nation's problems, and soon will be moving on to global solutions.  However, there ...
09/07/2013
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