George Souto - FHA, CHFA, VA, USDA, & Fannie Mae Home Mortgage Loans, Connecticut

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Mortgage and Lending - George Souto NMLS #65149 FHA, CHFA, VA Mortgages - NMLS #65149

ARCHIVED BLOG POSTS

2012 

We all have inefficiencies in our business, but what separates us from one another is whether we are identifying those inefficiencies, and identifying ways to eliminate them.  This is not something that we do once and then forget about it.  It is something that we have to constantly be evaluating...
03/11/2012
On Tuesday and Wednesday of this week I wrote blogs on the up coming FHA changes "FHA Streamline Refinance Change" and "FHA Streamling Refinance Charts".  I really should have titled the second blog "FHA Streamline & Purchase Charts" because the charts apply to both. In those two blogs I did not ...
03/10/2012
A survey released Wednesday by Fannie Mae showed that fewer Americans are concerned about being laid-off from their job.  The new confidence that American workers are expressing is being credited to the increase in job opportunities.  This increased level of confidence is also showing up in a hig...
03/09/2012
  I took this picture last month (February).  The day was a little hazy, but as you can see the weather is playing tricks on even our trees.  I have seen weather trick our flowers before, but this is the first time that I have seen the trees budding this early. The weather in February felt more ...
03/08/2012
News about the FHA Upfront Premium and Monthly Mortgage Insurance (MI) going up is not new, there have been several blogs written about this already.  However, what I have not seen is anyone provide a quick reference chart that can be printed and kept on hand.  So I have put together a chart to d...
03/07/2012
Before I post the Charts showing the new FHA UpFront Premium and Monthly Insurance (MI) change that will take place on April 9th and further going up on June 11th, I think that I need to first post a chart showing the one good thing that FHA is doing in all the changes that they will be making. E...
03/06/2012
We are into a Presidential Election Year again, and housing is certain to play a big part of each candidates platforms. I am sure that all the candidates will be paying more attention than usual to all housing related news.  So reports like the one just recently released by HUD and the Treasury D...
03/05/2012
  Mark your calendars for the 28th Annual Business After Work Auction & Taste of Downtown.  This is always a fun event, and an opportunity to taste the food of many of the Middletown restaurants. Last year 13 restaurants participated in this event, and raise over $9,000 towards the first Holiday...
03/04/2012
Back on January 16 of this year, I wrote a blog "VA Changes To Desktop Underwriting (DU)".  The blog was about my concern that VA had changed their criteria in their "Credit Risk Assessment" in Desktop Underwriting (DU), but did not explain what they had changed.  When I first read about the chan...
03/03/2012
Recent reports show that Unemployment Figures Continue To Improve, but just at a slight rate.  The latest figures just release show a slight decline in first time claims by about 2,000.  That is not a big number given the number of over all claims is 3,402,000, but even a small decrease in the ov...
03/02/2012
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