Byron's Blog

Wireless Telephone Laws FAQs Two new laws dealing with the use of wireless telephones while driving go into effect July 1, 2008. Below is a list of Frequently Asked Questions concerning these new laws. Q: When do the new wireless telephone laws take effect?A: The new laws take effect July 1, 2008...

Will The New Credit Score Changes Hurt You?If you thought you understood how your credit score works, think again.  The rules are changing. According to The Wall Street Journal, Fair Isaac which created the popular FICO credit score, is making some adjustments to the way it calculates people's cr...

8½ Things to Do for More Referrals Here are 8 ½ things you need to do to put your business in a position to attract more high-quality clients through referrals. If you can establish all, or most, of these strategies as solid habits, you'll create an unlimited supply of high-quality referrals. 1. ...

Bay Area Affordable Housing InformationHere are some important and updated links to Affordable Housing Information.  They detail the current and upcoming programs available for First Time Homebuyers and Tenants needing financial assistance.Oakland:               http://www.oaklandnet.com/governme...

1. Selection, selection, selection. Regardless of price range, there are plenty of houses from which to choose. There's a great selection of attached homes, condos and townhouses. You can find large lots, small lots, and a lot that will accommodate your boat or RV. You have many options. When res...

First Time Homebuyers Mortgage Assistance Program (MAP)  Purpose:The First Time Homebuyers Mortgage Assistance Program (MAP) is a City of Oakland program operating jointly with participating lenders to create homeownership opportunities for lower-income, and first time homebuyers to purchase home...

What - Bay Area Housing Market Update and Home Buying WorkshopWhen - Saturday, March 15th from 10:30am - NOON  Where - 4341 Piedmont Ave. Oakland, CA 94611Cost - FREE!   Just show up!    Refreshments will be served What to expect:A brief state of the market segment.  Current news and conditions o...

Short. But True, Story.After the lady, her elderly mother and her daughter left, something tells me to turn and look in the mirror... I mean, it's like any other time that you or I would just turn and look in the mirror.  Why, because we want to see how we're looking;  Make sure we're still looki...