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1.Not Knowing How Much Money You Can Put DownIt's important to know how much you can afford to pay in down payment and closing costs when you apply for your mortgage.  The more you put down the better rates and terms you're likely to get.  At the same time you also need to stay within your means ...

1) Good Debt Exists Despite what some people will have you believe, some debt is actually good. Borrowing money to purchase a home, or to complete your education, is generally considered "good" debt; the asset you're gaining - and education is an asset - continues to appreciate in value as the pr...

Many people are under the false assumption that it takes perfect credit to get a home loan. In the past few years more and more loan options have become available. In fact, there has been an explosion of options in the home loan market because of recent changes in mortgage regulations. It would b...

Recent advances in technology have helped to streamline and improve the lives of people all over the world. With a swipe of the card we can rent movies and pay for gas. We can use the internet to find better deals on new and used items. We can even go online and order a pizza to be delivered in l...

1. Know Your Credit Score. Your credit score is an essential component of having your loan approved. It determines the loan program for which you are potentially qualified. The higher your credit score the better. Be sure to ask your Mortgage Lender for details.2. Always Pay Your Bills on Time. T...

Getting Home Financing Can Be a Quick and Easy Process... Many people are under the false assumption that it takes perfect credit to get a home loan. In the past few years more and more loan options have become available. In fact, there has been an explosion of options in the home loan market bec...