Gloria Ledesma's Blog

There are numerous condos now for sale.  The affordable list prices on these properties can make them attractive to a First-Time Buyer.  However, there is the Association to consider and it's financial health.   Consider..."WHAT HAPPENS IF THE CONDO ASSOCIATION GOES UNDER?" That was a question fr...

Things are going well for you.  Alright, things are ok.  You're employed, your spouse (or significant other) is employed, you're able to pay your mortgage, all of your bills on time, buy some toys and other fun things for your family...then you get the notice at work--your hours are being reduced...

This post made me chuckle.  Whenever I hear the phrase "how hard can it be!" makes me cringe now... The analogy of being your own hairdresser and selling your own property is something FSBO sellers might want to  take heed to.In an attempt to save time and money, I decided recently to color my ow...

This Loan Buydown information can save you money over the life of your mortgage.  If discusses varying types of buydowns and how they can benefit you. All to often the only conversaton a consumer has about financing a home is “What’s the rate and what are the fees?”.  Well these are very importan...

Part 2 of 2.  Here is some additionsl useful information.  Provides a vaild reason for cleaning ducts and air filters in your home.  Here you go...In the previous post I discussed dusty ducts and their contents.  That post has become increasingly popular!  And I have received many private contact...

Here is some truely useful information.  It even gives me the creeps but is a valid reason for cleaning ducts and air filters in your home. I am asked by clients and Realtors all the time - "Is duct cleaning really worth it?"  I had an email contact just yesterday about this very subject.  So I t...

I often think what consumer's have in mind when they make this statement.  I'm going to wait for the market to hit bottom...  What do you think?"I'm going to wait for the market to hit bottom before I buy." Are you now?  And when exactly will that be?  Are you the one who hijacked my crystal ball...

In today's housing market, my Buyers find that this is a must.  The Seller will not wait for a Pre-Approval to be completed.  It has to be in the Buyer's & their Agent's hands before looking.  Maybe the first property we see will be "The One"!The chicken and the egg. Which comes first? When a pot...

Buyers we really try our best to serve you.  But sometimes...I know it can get frustrating when you are looking to purchase a home, or even lease one, and you just can't seem, to find that perfect place.Who do you blame?  Let's see.  Who is directly in the line of fire?  Oh yes, your realtor!They...

  This article is the first of a series of handouts I provide to my new clients--usually first time home buyers.  These articles are informative and have been appreciated by my clients.  Look for updates weekly...   1. Decide what you can afford. Generally, you can afford a home equal in value to...