RECENT BLOG POSTS
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Do You Have Enough Equity To Refinance? One of our clients recently expressed an interest in refinancing their home, given the incredibly low interest rates available today. Before they undertook such an ambitious effort, we thought it extremely important that they gave carful consideration to a ...
12/08/2008
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From time to time, we get some really great questions from our clients. We thought it would be great to share this exchange and post it to our BLOG. QUESTION FROM OUR CLIENT: "...G2 regarding the FHA loan I started to remember FHA information from a class I had. The appraiser I worked with did no...
12/07/2008
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As the Phoenix valley real estate market continues to deteriorate and more and more properties hit the market as REOs, also known as Foreclosures, property values continue to plummet. On Tuesday, November 25th, Adam Kres, reporter for the Phoenix Business Journal wrote " Home prices continue to p...
11/30/2008
The Fight for Down Payment Assistance Is Not Over Yet We received an eMail from NAR this morning. The post contained a pre-drafted letter for REALTORS® to print and send to their Congressional Representatives. While the letter is spot-on, we see an opportunity to add one more bullet point to the...
11/13/2008
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Re-Finance Program for Vets For the past year or so, the economic condition of our nation has been splashed all over the Paper News Media, TV, Radio, the WEB and heck... I even think I saw a courier pigeon delivering some bad economic news the other day. Not really... but it has been nuts, not o...
11/09/2008
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Sellers today have a particular challenging decision to make, "Do I sell or do I sit out the market and wait for a more opportune time?" Today's Arizona Republic noted that property prices/values in the Valley have retreated from the gains realized during the boom days of 2003, 2004 and 2005 back...
10/26/2008
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Well... another bumpy ride on Wall Street last week... but then again... that's not news to anyone. Here's what you may not know though, the Real Estate Market may be in the beginning stages of stabilizing. The Arizona Multiple Listing Service reports that there are over 6,200 residential proper...
10/12/2008
With the melt down of Lehman Brothers Holdings Inc., once the fourth-largest investment bank in the US, the buy out of Merrill Lynch by Bank of America, Insurance Giant AIG looking for $40 Billion in "shore up money", and over 117 banks on the FDIC Watch List (source www.cnbc.com), the negative i...
09/15/2008
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By now, everyone, or almost everyone, is aware that the Housing and Economic Recovery Act of 2008 was signed into law by President Bush on July 30th, 2008. The bill was strongly supported by the NATIONAL ASSOCIATION OF REALTORS® (NAR). What many don't know is that NAR did not oppose SEC. 2113. ...
09/10/2008
My BLOG is published to help contribute mine and my wife, Lori Klindera, knowledge and experience of the industry, unusual transactions, and other industry related articles. We are REALTORS for over two decades, practicing first in Florida and now for the past decade plus, in The Valley of The Sun, Phoenix Arizona.