Bryan Kelly's (fthb_grants) Blog

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Mortgage and Lending - Wintrust Mortgage
RECENT BLOG POSTS
In recent years, FHA loans have accounted for about 2% of all mortgages, as there had been so many other options for people with less than perfect credit.  The market for mortgages has changed significantly, these "other" options are no longer avaialble, FHA loans are coming back strong, and it's...
06/13/2008
Fannie Mae and Freddie Mac have made some recent changes that will significantly impact many buyers as well as developers.  If a borrower is putting down less than 10%, Fannie Mae and Freddie Mac will require a full review of the condo project.  This full review is a "condo questionnaire" consist...
02/19/2008
With many lenders tightening guidelines and the pool of possible buyers shrinking, consider utilizing the City Mortgage Program to cover closing costs and/or down payment.  This program is helping many buyers become homeowners today by offering a 4% gift for down payment and/or closing costs, as ...
09/02/2007
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