COPE WITH FRED

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Real Estate Agent - Reliant Realty in Nashville, TN - TN License# 00232013

ARCHIVED BLOG POSTS

2014 

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DECISIONS       We all make Decisions—some good, some bad, some easy and some hard.  Some we look back on with regret, and some with pride; others with amazement! How are you at making decisions? What goes into your decision-making process?  What is your typical emotional/rational balance?  Do y...
01/29/2014
  WHERE DID THE MONEY COME FROM?       Be prepared to answer that question regarding the Source of Funds.  More time is spent dealing with verifying your needed funds for closing that most any other part of your loan file.  The documentation of the amount and source of those funds can be one of ...
01/26/2014
HOW ABOUT PAYING IT FORWARD AND BACKWARD   We talk a great deal about doing for others, we strive to do for others, and we are better people for that.  I was thinking today about three things and discovered that they are related. I was thinking about the things I have learned in 67 years.  I was ...
01/21/2014
  OWNING YOUR OWN HOME—NOT WHAT YOU THINK           In 1983, I was a fledgling mortgage loan officer in Franklin, Kentucky, working with a newly licensed realty agent.  We had a young couple that was looking for their first home.  I was also doing business with two reputable home builders, and ne...
01/20/2014
  EXPLAIN WHAT YOU MEAN: FUNDS TO CLOSE         Most home buyers have many questions, but there are three that ALL Home Buyers want answered:                 1. How Much Will the House Cost [Sales Price]?                 2. What Will the Payments run each month?                 3. How much money ...
01/19/2014
 Back When Carbon Paper Was  King   Back When Carbon Paper Was  King, I was beginning a twenty-five year journey through TECHNOLOGY.  It was March 1983.  There were less than twenty mortgage companies in Nashville.  [The last statistic I saw reflected over 1200 mortgage operations in Middle Tenne...
01/18/2014
Photo of Dot Mackin, My Favorite Underwriter, My Mentor. and My Friend     WHO DOES THE LOAN ANALYSIS OF MY MORTGAGE LOAN APPLICATION   Home Buyers often hear REALTORS®, Lenders and former home buyers talk about underwriters.  They probably wonder if they are relatives to "Big Foot", after all w...
01/16/2014
               photo provided @Demid by Fotolia.com  #11365373   EXPLANATONS OF CREDIT, INCOME AND JOB HISTORY      Communication with the Loan Underwriter may become critical during the Loan Application process.  By design, there is a firewall between applicants and the person responsible for a...
01/15/2014
LET's TALK ABOUT A FEW HOMEOWNERS INSURANCE TIPS So you plan to purchase a home, and find yourself overwhelmed with all the things to do and decisions to be made.  Every time you turn around, someone has there hand out: $500 here, $300 there; and you wonder is there any end to it.  THEN, the len...
01/14/2014
SAFETY FIRST MAY HAVE SAVED MY HOME   Last week I wrote a blog on fire prevention  [seehttp://activerain.com/blogsview/4288659/fire-prevention-how-prepared-are-you- ], then the next day I thought it had been a while since I walked thru my home with safety in mind.  I did, and fortunately so, for ...
01/13/2014
Rainmaker
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Fred Cope

Looking For Homes With A Smile
local_phone(615) 859-7150
smartphone(615) 587-3500
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