Frank's Blog

I will admit that closing loans has been getting harder and harder to close.  I have not ever seen or heard of this particular "prior to closing condition".  I am working with a new Wholesale Lender and was asked for one of the most odd conditions just recently.  The underwriter was asking for th...

I know that when buying  your first home your going to feel some anxiety.  Being the fact that's only the most important purchase that your going to make for your future.  I think that being well informed is a good remedy for anyone who could be feeling this way.  I wanted to give a couple of ins...

Our Market here in Houston Texas is so hot, just like the weather.  I know that you may think how would a Loan Officer know how our Real Estate market be?  The reason I know is that I work with Realtors from all over town.  From Katy, Richmond, Sugar land, Tomball, Woodlands, Channel view, and Pa...

The down payment assistance program is in place for assisting First Time Home Buyers.  Now that this money is available to qualified First Time Home Buyers.   There are several things to look for to qualify the buyer and the home.  Please refer to another post that I had written previous as a ref...

Here is a loan check list that is needed to begin the Home Loan process:   ___      Most Recent 30 days of pay check stubs  ___      Last 2 years Tax Returns (1040's) with 1099's and/or W-2's (2007 & 2008)  ___      Most recent 2 months Bank Statements  ___      401 K, Stocks and bonds documentat...

Then Prospective buyer is a FIRST TIME HOME BUYER, they will have many questions and concerns.  One of the main concern is finding an experienced, honest, and professional individual (Loan Officer) to assist them with their Loan process.  Another big concern is obtaining a LOW INTEREST RATE and a...

Attention Buyers, Realtors, Builders!!!!!!!!! I know that buying a home in our market can be really challenging.  The credit crunch has been tough.  I wanted to announce that not all banks are tightening up.   New loan program just became available!!!!!!!!!  Take advantage now!!!!!!!  Do you have...

Looking to buy a home in the Houston TX Area?  The first step is to get your self qualified for the purchase by a qualified and upstanding Loan Officer in Texas (Yours Truly). Then see how much down you will have to give or want to give?  There aren't any zero down programs left to choose from.  ...

I wanted to announce a new product exclusively to the Houston Area. 1. Stated Income Owner Occupied with a minimum 595 credit score 2. Foreign Nationals Ok! 3. ITIN Full doc or stated Ok! 4. Hard Money OK! This loan is not for everyone but much needed for special situations or as a last option......

Who is man's best friend? Who is man's best friend? Who would you say? I would pick someone who has many good qualities... I want someone loyal, close, loving, fun not someone that is too needy that is always asking for something. I don't know if you ever heard that " the dog is mans best friend"...