Columbia Maryland Real Estate

What is a Short Sale?               A Short Sale means the seller's lender is accepting a discount of the loan payoff to release an existing mortgage to allow a sale to occur.  Typically, a seller most likely needs to be in default and have stopped making mortgage payments before a lender will co...

Find your home. You may think that shopping for homes starts with jumping in the car and driving all over town. And it's true that hopping in the car to go look is probably the most exciting part of the home-buying process. However, driving around is fun for only so long - if weeks go by without...

Secure financing. While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment. From start to finish, you will follo...

Hire your agent. The typical real estate transaction involves at least two dozen separate individuals - insurance assessors, mortgage brokers and underwriters, inspectors, appraisers, escrow officers, buyer's agents, seller's agents, bankers, title researchers, and a number of other individuals ...

Decide to buy. Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best "accidental investment" most people ever make. But, we believe when it is done right, home ownership becomes an "intentional investment" tha...

           Attention Home Buyers   Hello, my name is Frank Harris. Our team will assist you in setting specific search criteria and automatically e-mail property information to you the day the home comes on the market! Take advantage of our Free HBM (Home Buyers Marketing Program) Fewer than 2% o...

BENEFITS OF COMPETITIVE PRICING: More Salesperson & Buyer Enthusiasm: Salespeople and buyers are often excited about competitively priced properties. There will be greater interest from more people and that may trigger competitive bidding.   Shown to Sell, NOT Just Compare: The property will be s...

Minimizes offers: An overpriced house will often discourage buyers from making offers. Buyers have more choices now and the sticker shock may cause them to look at those choices.   Declining Salesperson Enthusiasm and Response: Salespeople are much less enthusiastic about showing properties that ...

DANGERS OF OVERPRICING: Minimizes offers: An overpriced house will often discourage buyers from making offers. Buyers have more choices now and the sticker shock may cause them to look at those choices.  Lose Prospects From Sign Calls: Prospects who are exposed to the property from the sign will ...

REASONS SELLERS OVERPRICE THEIR LISTING: The Seller's Ego: Most sellers feel that their home is unique and they often have emotional feelings that lead them to overpricing.   Others "Gave Theirs Away": Most sellers feel that they will be able to strike a better bargain than their neighbors. This ...