Columbia Maryland Real Estate

    Loan modification program starts The Treasury Department announced that the first six participants to sign up for President Obama's loan modification program are JPMorgan Chase, which will get up to $3.6 billion in subsidy and incentive payments; Wells Fargo, $2.9 billion; and Citigroup, $2 b...

This is a wonderful time to buy a home and you can get so much more for your money but we still need to be realistic with our expectations.There is no doubt it's a buyers market. Inventory levels have never been better, coupled with the best interest rates in years and you have the perfect synerg...

  I have been trying to get answers from Fannie Mae about the guidelines, stating that Deed restriction will apply if buyer does not intend to use and occupy the property as a primary residence. What the heck is that ? Thus far this is what I have heard (I have attempted to contact Fannie Mae on ...

I have been getting bombarded with questions concerning foreclosures, so I decided to start a blog series of the subject. First I want to address some of the terms and move on from there to the deeper inner workings on the subject. Default: A contract goes into default, or a default is said to o...

I was recently asked this question and here is a list of duties that I came up with thus far.   Prepare A Comprehensive Market Analysis Present Expect More - Full Service Home Marketing System Saleable Enhancement Suggestions - "Dress Your Home For Success" Make A List Of Home Features And Benefi...

  Your financial health - your credit and home affordability.   Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, solid lenders are more skeptical if your credit his...

Thinking About Buying Your First Home? Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home: How long you plan to live in the home.If you purchase a home and get a job transfer or decide to move after only a short ti...

  Use the following to chart to determine your monthly principal and interest payments at various interest rates for either a 15 or 30-year term.    Interest Rate Factors Per $1,000 InterestRates Term 15 Years Term30 Years InterestRate Term 15 Years Term30 Years 4 7.40 4.77 8 9.56 7.34 4 ¼ 7.52 4...

Reasons to Purchase a Home   •1.   Quality of Life •2.   Tax Deductibility of Mortgage Interest •3.   Tax Deductibility of Property Taxes •4.    Appreciation Potential •5.    Deferred Gain and Capital Gain Treatment •6.    Once in a Lifetime Exclusion •7.    Principal Accumulation •8.    Pride in...

   As a licensed real estate professional I provide much more than the service of helping you find your ideal home.  Realtors are expert negotiators with other agents, seasoned financial advisers with clients, and superb navigators around the local neighborhood.  They are members of the National ...