Jay Johnson's (foreclosurefirstcallforhelp) Blog

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Real Estate Agent - Direct Realty
RECENT BLOG POSTS
Yes, you can buy a house for Zero Down in Minnesota! My loan officer Chad found a Zero Down home mortgage loan. Interest rates are Fixed between 5 and 6% for 30 years.  House payments are Cheaper then Rent  It never hurts to call to see if you Qualify to buy house or town home.  Just let me know ...
10/10/2008
A short sale can be a seller's best option for Minnesota residents.A short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers' mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate practitioner's commission. ...
10/09/2008
Two loans or a first and a second produce a different dynamic when working with a short sale in Minnesota. It doesn't matter if you take out a second mortgage to help buy the home or if you have secured a home equity loan after the fact. The second lender will always be in second position, unless...
10/09/2008
Enjoy family fun and see a parade in Plymouth, Minnesota.  Join your fiends and neighbors in this community celebration hosted by the City of Plymouth and Life Time Fitness with Channel 12 serving as event media sponsor. Event parking will be throughout the city center area from Vicksburg Lane to...
10/09/2008
The following is a check list of items you will need to give your Minnesota loan officer. First, W-2 forms - or business tax return forms if you're self-employed - for the last two or three years for everyperson signing the loan. Second, copies of at least one pay stub for each person signing the...
10/09/2008
There are several conditions that home owners in Minnesota need to qualify for to sell their house using a short sale. Short sales is a hot buzz phrase. Some sellers who decide that their home won't sell at the price they had imagined often start to wonder if they should do a short sale. A short ...
10/09/2008
Finding a short sale in Minnesota is like finding a pot of gold at the end of the rainbow. A reader asks: "How can I find short sales online from MLS listings? Some of the listings say it's a short sale but some do not. I know my agent can figure out which ones are short sales. Is this informatio...
10/09/2008
Home Sellers in Minnesota that do not get signed releases from their bank might owe the IRS money. The IRS says there is no free lunch. If you transfer title on your home, whether voluntarily through a warranty deed or grant deed, or involuntarily through foreclosure, you have sold your home. You...
10/09/2008
There are several factors that can influence your credit score. Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:First: Your payment history. Did you pay your credit card obligations on time? If t...
10/09/2008
The City of Plymouth is a wonderful place to live, work and raise a family in Minnesota. The City of Plymouth has top notch schools, good jobs, affordable housing, low crime, an active outdoor culture - yep, they're pretty much all here. Plymouth could have become just another Twin Cities suburb,...
10/09/2008
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