Patrick Schuna's (florida11) Blog

FICO Scores FICO® scores were developed by Fair Isaac & Company, Inc. for each of the credit repositories. The scores are: (Equifax) Beacon®, (Experian formerly TRW) Experian/FICO and (TransUnion) Empirica®. They are simply repository scores meaning they only consider the information contained in...

Managing Your FICO Scores Credit is one of the most critical components in our life, yet the least regulated, and even less understood.   More and more, less understood because how you manage your debt affects your credit.  Today, credit is measured by a FICO score. It is a snapshot of an individ...