Rich Sweum's Blog
Residential Mortgage Musings
Real Estate Industry News
ARCHIVED BLOG POSTS
2014
Richard Sweum: Highlights of the QM and ATR rules now in effect. End result? I think borrowers are indeed more protected. I am not so sure that they will understand the mortgage process any more than they did before, but there are indeed more safeguards in place. Ability to Repay (ATR) and Qua...
01/15/2014
Richard Sweum: CFPB's Fact v. Fiction sheet on Ability to Repay rule. Whether you agree or disagree with the CFPB's "Fact or Fiction" sheet, it's always good to know what folks are saying, no matter what perspective they are coming from. What the end result will be won't be known for a year at...
01/07/2014
