Fernando's Blog

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Services for Real Estate Pros - Financial Education Services
Targeting those Clients that have been decline for a Mortgage purchase and giving them a service that will allow them future purchases in the near future!!
RECENT BLOG POSTS
Most Americans Say Now Is Bad Time to Spend Almost half say their finances are "getting worse" -- the most this decade USA Business and Economy Consumers Americas Northern America by Dennis Jacobe, Chief Economist PRINCETON, NJ -- Forty-nine percent of consumers say their financial situations are...
08/09/2008
Many problems with USA credit rating. 7/27/2008 2:58:43 PM I have watched a few shows on tv in the last week concerning the growing USA credit situation and the outlook is not good. In the last year, the USA credit rating has dropped to a level not seen since the 1930's and is on the verge of be...
08/08/2008
Our conference call tonight will cover credit solutions and business building strategies       OPPORTUNITY CALL TONIGHT THAT WILL CHANGE YOUR LIFE FOREVER.   TONIGHT YOU WILL LEARN:   A) HOW TO PREPARE YOUR MENTAL BEHAVIOR TOWARDS WINNING!!   B) HOW TO RUN YOUR BUSINESS FROM THE COMFORT OF YOUR O...
07/31/2008
Check Out Our Success Rate!   Credit Report Classifications # of Deletions Late Payments (including Late Payment History) 86,655 Collections (including Collections, Charge-Offs, Settlements, Repossessions and Foreclosures) 189,197 Public Records (including Bankruptcies, Garnishments, Judgments a...
07/30/2008
Lower credit limits can hurt consumers' credit scores Newly cautious card issuers cut available credit, changing key ratio By Dana Dratch   The latest victim of the lending crisis could be your credit score. http://www.vrtmg.com/framirez Even if you haven't been directly affected by subprime mort...
07/30/2008
    Hello Everyone, I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! Without a doubt, it is the number one issue that prevents the overwhelming majority of your clients from realizing the American Dream of home ownership. We ...
07/29/2008
I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! (edit/delete) I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! (edit/delete)     Hello Everyone, I am sure...
07/28/2008
I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! (edit/delete)     Hello Everyone, I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! Without a doubt, it is ...
07/28/2008
    Hello Everyone, I am sure you are aware that negative credit is a major problem that plagues millions of people in this country today!! Without a doubt, it is the number one issue that prevents the overwhelming majority of your clients from realizing the American Dream of home ownership. We ...
07/28/2008
The most obvious way to blow your credit score is to make a late payment. Even if your credit score is solid, a single missed payment could cost you as much as 100 points, say many financial advisers. According to the Fair Isaac, the company that calculates your FICO score, payment history accou...
07/28/2008
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Fernando Ramirez

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Working with Loan Officers and Realtors to help clients that don't qualify for a Mortgage purchase Or Mortgage Loan!!