Erika Dyer's (erikadyer) Blog

Last Friday, I did the ‘CRITICAL MASS 20 MILE BIKE RIDE!" AS TWEETIE BIRD!     We road from downtown, to balboa park, thru hillcrest, normal heights, north park, el Cajon blvd, back down Washington, and for me back downtown. The Group went to the airport, pacific beach ocean beach and lord knows ...

It's us against the Banks when it comes to Short Sales!!! I always tell my clients "It's us against the banks!" I'm on your side! I take your story, your hardship, your situation and present it to your bank. This is the beginning of a short sale!  Short sales can take 3-6 months, sometimes nine m...

What's Your Blood Type?!!!  Let me ask you! Is refinancing or obtaining a loan harder now days? What types of things are they asking you for? Tell me about your refinance experience? Was it something you felt you were ready for? This is my client's latest experience.  My client who is very well q...

DO YOU LOVE IT? I'm a stickler for "Loving the Home you Purchase"! Others may say, here's 5 houses - Pick one. Or, this is what you have to chose from, just grab one!  I'm a firm believer of, if you're going to spend $250,000, $380,000, $500,000, A million on a house, "You Gotta Love it"!  I sold...

HURRY FHA BUYERS! GUIDELINES ARE CHANGING   For FHA, Loans Mortgage Insurances is needed because down payment is only 3.5%. Therefore the remaining loan requires Mortgage Insurance. Now, some of you are saying, "What is Mortgage Insurance and why do I need it?" "Mortgage insurance, is an insuranc...

I tell you! After 9 months, we finally have short sale approval on both loans, the buyer has loan approval, inspections and disclosures are done, Then... the Appraiser throws a monkey wrench in it with a list of conditions!      How do we as agents stay proactive in making sure the home will meet...

I wrote this for my blog "The Litterbox", and I'd thought I'd share it with my Active Rain Colleagues as well. I also want to get your opinions, so tell me what you think about this law?  California State Assembly Passes SB 1178-Who does it protect? On August 19, 2010 The California State Assembl...

Thank you Tim and Julie Harris for allowing us to repost this! This is good and important stuff!!!Important annoucement for Realtors who have Chase and Bank of America Short Sale Listings. Realtors, listen NOW to the FREE Replay of this week's emergency Accredited Short Sale Designation webinar (...

On Sunday, I watched Channel 9 "The Turko Files" he talked about Tenants in Foreclosure! I've been wanting to do a blog post about this for months! He interviewed a man who signed a lease option to own until 2012. He had paid his rent through October, when he got a knock at the door for him to va...