Edward Cooper's (edcooper) Blog

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Mortgage and Lending - Retired Mortgage Banker - Lender Consultant - NMLS 194681
RECENT BLOG POSTS
A reporter's words on the evening news stopped me dead in my tracks.  She was discussing the release of Apple's earnings, which blew away Wall Street estimates by a mile, thanks in large part to the brisk sales of iPhones and the iPad.  In a compromised economic environment, Apple's profit manage...
07/21/2010
"Please Refund My Money for the Appraisal Since My Loan was Denied."      Last month I had a loan denied by underwriting. After appraisal and home inspection services were already rendered, the Virginia first time buyer decided she was owed a refund for the appraisal ordered by the company. When ...
07/15/2010
Richard Larossi posted the following blog, it touched off a lot of responses about our industry (Real Estate and Real Estate Finance) in todays current regulatory environment. Get involved...I was talking to my primary lender the other night. Just catching up on some transactions and in office ch...
06/22/2010
Reblog, of Jonathan Bell's "Schooled blog" Great blog, wonderful points to always keep in mind!  A game featuring two equally matched teams of kids, roughly between the ages of 8 and 17 (none taller than 5’9”), was nearing its end when I reached the basketball court yesterday evening. Sitting on ...
06/15/2010
This afternoon I attended a seminar that was presented by one of our go-to guys for permit research. He also helps home owners through the process of "righting" their violations of unpermitted work. The room was packed with agents from all over the County. The first 15 minutes was worth the price...
06/04/2010
It sent a chill up my spine just thinking about it: A housing market without FHA. You see, we're as addicted as any crackhead and we don't even know we're on a high. The world in general believes we're "recovering". If recovering is taking you off one drug and replacing it with another "more acce...
05/28/2010
  Are you ready for this...? Federal Housing Commissioner David Stevens announced a few weeks back (HUD Press Release 10-016, 20 January 2010) upcoming changes that will impact borrowers and lenders as we move through 2010. If you have borrowers/buyers who are considering FHA financing it may be ...
02/07/2010
MADE IN THE USA Manufactured housing; It’s on the comeback...slowly (in some areas); being informed and prepared is the best course of action. A little time may have elapsed since this topic was broached, so let’s look at the fundamental (thumb nail sketch of the facts). HUD/FHA financing (Title ...
10/23/2009
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You gotta know when to hold them, know when to fold them.....On the road again, I can't wait to get on the road again... Well if I got the lyrics wrong I firmly appoligize, but folks it time for me to pitch my tent in another camp, stay tuned and it won't be long before you hear from me again wav...
09/26/2009
We all go about our busy days doing those things that will benefit others and bring us income as a result of our efforts, we dole out tons of advice, do so much research on line and off line that we find a bottle of Visine as useful as air itself.  I was reminded recently while watching the cerem...
08/29/2009
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Edward Cooper

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