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RECENT BLOG POSTS
You’ve probably heard the ads. It’s often for one of the major banks and the commercials go something like this: “30 year mortgage just 3%!” A few of my customers have heard these ads and asked me to match the rate for their El Dorado Hills mortgage. I could but I don’t. Here’s why… What t...
There's a form I have to give to every person who gives me an application for a mortgage. In my business lingo it's called a "TIL" for Truth in Lending. It provides detailed information on a loan quote so the customer can be well informed. But there is another kind of "Truth in Lending" and it ...
How Bad Can it Be? Very! Last week, I made a quick run to the rather upscale grocery in Roseville to pick up a few things for dinner. In the bakery section, I spotted a Marion berry cobbler that looked just right for dessert. I checked the top and all sides of the box but couldn't find the pric...