Eliseo Cisneros's (ecisneros) Blog

With today's cooling housing market and increasing interests rates, people want to refinance their home into a fixed rate by getting into a 30 year fixed. A lot of adjustable rate mortgages (ARM) are about to expire from the last refianace boon and they are questioning what loan product will bett...

Homeownership is one of the most beautiful things one can accomplish in their lifetime. They feel proud because through their hardwork they were able to purchase a home. However, that sense ownership brings fear into us because, eventhough, we have that asset we still have a liability. So we have...