I was talking with a cousin one evening and it came out in conversation that I was going in for a root canal that week. He asked me if I had heard about Biomimetic Dentistry. I had not. He explained how it was far superior to the average dentist's "drill and fill" philosophy. He told me I should
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11/02/2011
U.S. Housing and Mortgage Trends (Source: October 2011 report by CoreLogic) The homeownership rate is down... almost 10% compared to the homeownership rate in 1980. The median household income is down... (lowest level since 1996) Both renters and owners are spending a greater percentage of their
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10/26/2011
Prior to working with an EBA, we had been involved in four other real estate purchases and three sales and had developed some skepticism toward realtors in general. This most recent move was our first that wasn’t just to another part of town. This time, we were to move ourselves, our five kids,
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10/25/2011
Our Exclusive Buyers Agent (EBA) was a pleasure to work with because of his laid back, no-pressure approach. His only motivation was to help us find the right house for us, not to sell a home. He never pressured us to consider a home we were not interested in. Rather, he suggested we see many ho
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10/18/2011
How to calculate the cost vs. benefit of refinancing Whether or not you should refinance will depend at least 3 things: The costs associated with refinancing The total monthly savings the refinance equates to. How long you plan to stay in the home or hold the loan Once you calculate how many mont
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10/12/2011
Have property values declined, not so much as to put you ridiculously upside-down, but enough that your current loan balance may no longer be less than 80% of the current value of your home? If you're in a position where you don't pay PMI now because you didn't need to pay it when you first took
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10/05/2011
I’ve done extensive research in home buying over the past few years. I knew the only way to go was an EBA (Exclusive Buyer’s Agent), but I didn't know of any in Utah. Fortunately, a random internet search brought up Benjamin Clark with Homebuyer Representation. I called him, and then met him i
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10/03/2011
At Homebuyer Representation we put our clients first. Our clients are always Buyers, all the time. We do not represent Sellers ever. We don't "switch teams" in the middle of the transaction. Our focus is on what is best for the Buyer. We don't work to get the deal to go through if the client doe
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09/30/2011
Well, I did it again! I decided to get the ABR designation for the second time. Yes, this means I took the entire curriculum over again, so you could say I'm twice as knowledgeable as those who have only earned the Accredited Buyer Representative designation once! Okay, so maybe I didn't learn tw
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09/30/2011
Our MLS has a great way to handle short sale listings. If a short sale is at the beginning of the process, it is listed as a Short Sale: Price Subject to 3rd Party Approval. If a bank has officially approved a short sale purchase price, and for whatever reason, the buyer is no longer around, the
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07/23/2011
