Raiza Schwartz's (duhawk) Blog

  Top 11 Reason’s you should List during the Holidays.   11.    By selling now, you may have an opportunity to be a non-contingent buyer during the spring, when many more houses are on the market for less money!  This will allow you to sell high and buy low.   10.    You can sell now for more mon...

Should you Rent or Buy a Single Family Home?  Phoenix Arizona, Ahwatukee Arizona.     Should you Rent or Buy a Single Family Home?  It is cheaper to pay rent on a single family home or pay a mortgage on a single family home?   This article compares the average monthly rent paid for a rental compa...

Section 8 Housing The housing crisis initiated President Theodore Roosevelt to develop Section 8 housing; when in 1937 the great depression caused so many families to lose their homes, forcing them to live in “Tent Cities,” (communities of tents).   I believe that Section 8 housing has held a neg...

Mortgage backed securities, FHA loan limits I just want to give some tid bits about Mortgage backed securities, and FHA loan limits (two separate topics correlated to lending). Mortgage backed securities, rates keep rising but it’s not a bad thing.  Mortgage rates are still low compared to a year...

Foreclosure freeze-Phoenix Arizona, Ahwatukee Arizona.   A nationwide moratorium (a legally authorized period of delay in the performance of a legal obligation or the payment of a debt), was induced after one of the largest banks, Bank of America, ceased foreclosures nationwide. The sound of a t...

Emotional, not just a financial matter anymore; what a Short Sale/distressed property entail. Phoenix Arizona. First we must define what a short sale is, a distressed property.  Once we can define a distressed property we can properly address a Short Sale.  A distressed property could be in poor...

  One Stop Nutrition, Ahwatukee, Arizona, is by far a different type of nutrition store.  One Stop Nutrition, located off Chandler Blvd. and the I-10 is not yo0ru typical health store.  Fitness and attaining a well-balanced body is what most people strive for when going to a supplement store.  No...

Stated Income, it's back! I have the most wonderful news.  No, don't fall of your chair, this amazing program is just the start of a new wave of laon products offered by my team, and these rates, LTV, and conditions will soon become the industry norm.  What does this mean for you the consumer, wh...

Great news, if you have Canadians that want to purchase in Phoenix, I have a lender who can now lend to Canadians!!!  You ask what are the requirements, well here they are; Full documentation, Foreign Credit needed, 25% down to 1 Million, 35% down to 2Million.  It can only be for a second home (n...