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Mortgage and Lending - American Pacific Mortgage - NMLS1447810/ /1850 /0805
 It’s pretty clear that there are some major benefits to maintaining a positive credit history, as good credit is central to both financial responsibility and financial access. While it’s easy to see the consequences of bad credit, it can be downright confusing to actually keep track of your cred...
I thought this article was very informative and a lot of people could benefit, when it comes buying a home and the concern they have when a Lender wants to run their credit report.Will my FICO Scores drop if I apply for new credit?If your FICO Scores change, they probably won't drop much. If you ...
The Millennial Generation – Mortgage Infographic: As the largest generation to ever enter the housing market, Millennials are both the most talked about and often most misunderstood demographic in the market. Let’s take a deeper look at Millennials in the infographic below.                       ...
“Don’t Quit by Author Unknown”When things go wrong, as they sometimes will, when the road you’re trudgingseems all uphill, when the funds are low and the debts are high, and you wantto smile but you have to sigh, when care is pressing you down a bit—rest if youmust, but don’t you quit.Life is que...
New maximum loan limits were announced by the Federal Housing Finance Agency for conforming loans. The loans will vary by county, but for most of the United States, the 2017 maximum loan limit for one-unit properties will be $424,100, an increase from $417,000 (the level set back in 2006).This wi...
It seems that more and more people that I meet don't have enough money saved up for a down payment. And the need for a program like the  GSFA Down Payment Assistance Program is greatly needed program for a lot of people here in Southern California, especially since the cost of rent is rapidly ris...
If you want to improve your credit score quickly, the time to start is now. Here are some great strategies you can utilize right away to give your score a quick boost. And in addition I have some great resources that can help you understand the do's and don’ts of credit. Here’s one right here Pri...
I was sitting at an open house with a new referral partner on a beautiful Sunday afternoon, and a family of four came in, who were considering buying their first home all together. There was the Mom, her daughter and two sons. The youngest of them was the daughter who was in her early twenty’s, a...
 I don't know if you've heard of our company American Pacific Mortgage  before,                                            so here's a little bit of information about us;We are Established          We've been around since 1996We are Strategic  We have proven that a company can execute impeccably ...
I wanted to share with you another great idea that can help you stand out from the crowd and take some of the guess work out of picking the right gift after closing for your clients. Your gift giving solution;  Choose the It's three simple steps to use; Set up everything up first and fu...

Dave Parker

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