Dottie's Blog

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Real Estate Agent - Simply Vegas - BS.0143668
RECENT BLOG POSTS
http://portal.hud.gov/portal/page/portal/HUD/press/press_releases_media_advisories/2010/HUDNo.10-016   FHA Announces Policy Changes to Address Risk and Strengthen Finances New Measures Will Help FHA Better Manage Risk, While Maintaining Support for the Housing Market and Access for Underserved C...
01/20/2010
I hear it time and time again. My friend who is a Realtor told me I should "Short Sell" my home, what do you think.                        Before I get going into this, let me just say that there are some great Agents out there who run a really good "Short Sale" operation and they look out for th...
01/03/2009
New Bill allows the following •Will insure up to 300 Billion in new loans •Supposed to help 400,000 homeowners •Asking current lenders to forgive a portion of homeowners upside down debt -Payoff will equal 85% of current homes value -* They will allow 2% for closing costs and 3% towards new FHA M...
08/21/2008
Rules - Income at or below $75,000 for a full credit Married couple can have $150,000 Have not owned a home for the last 3 years Purchase date after April 8th 2008 and before July 1st 2009 Paid back over 15 years... with ZERO interest. Or when home is sold Tax credit will be paid back with NO int...
08/21/2008
Unlike foreclosure with a short sale the second does not have to play. The second can choose to take less money, but this is not always the case. They can also choose to take less money, then they come back later for the rest. What I have seen in the last few months it that the will attempt to co...
07/05/2008
In the last few months, I have been approach by the Sellers to reduce my commissions. I say sure, which part of my service do you want me to hold back, Marketing, Contract writing, Contract acceptance? They all just look at me like "What!" Every time I hear that another agent reduced their commis...
06/28/2008
I previously posted about the mortgage foregiveness act of 2007. I decided to see what the IRS has to say about this. WELL! This is scary. I have included thoer q and a for this act.  Before you get to ingrossed in it, go to "What about Refinanced Homes?" If Mr and Mrs Home owner bought the home ...
06/25/2008
Imagine my shock when I heard the latest ad from one of our local car dealers. In their television commercials, they announced their new low pricing, so the cars would sell and not go to foreclosure. "Stop the bank foreclosing!" they proclaimed. They finally followed up with check out our "Short ...
06/22/2008
I have a few properties listed in decent neighborhoods, but every time I try to show the homes, the neighbor kids come over and bug the potential buyers. I have tried offering little bonuses to them to stay away. I have tried talking with the parents and have been told "Kids will be kids" The sca...
06/21/2008
As I was driving down the road with my daughter this week, we make it a game of guessing what the personalized plate stands for. Now before I go on, note that in Nevada, every year you must renew your tags and standard tags run about $50, but you must also pay a state service fee which is based o...
06/20/2008
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DottieMarsh

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A place for me to get the word out! Before you Buy or Sell a Home, are you financially stable? Not sure? Go to http://www.daveramsey.com and check out his Truth about Debt Series