Dorene Shirley's Blog

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Real Estate Broker/Owner - The Mortgage & Property Connection
Morgage Broker, Real Estate Agent, Real Estate Broker, count on her experience, credit analyzer, super customer service and professionalism, realtor, lender, top producer, first time homebuyer, foreclosures
RECENT BLOG POSTS
A few calls have come in recently from clients concerned about notices they've received from their lenders. These notices stated that the lender was either FREEZING the credit line or the credit line limit had been reduced. I guess this shouldn't be a surprise; lenders need to make sure the borro...
02/22/2008
What a great thought.  I've had many people say, "you probably get a lot of business from all the volunteering you do".   Well the truth is... I don't, some, but not as much as one would think.   I do however make some great contacts.  I can then refer my clients, family, and friends to my networ...
02/21/2008
 Trust me, you probably should. At our monthly Campbell Chamber luncheon last Wednesday, a local trust attorney spoke on the importance of holding your assets in a Living Trust. This subject hit a particular nerve. I've been seeing an increase of clients having to go through the act of finalizing...
02/20/2008
I can't tell you how many times I'm asked the question, "I have my credit report I've ordered on-line, can I use this for applying for a loan?"  The answer is "No".  The credit report from an on-line service is only for you to review for accuracy and possible identity theft.When you apply for a m...
02/20/2008
I was shocked when I recently read these startling stats:Over 2 million people declared personal bankruptcy in the US last year, and 20-24 year olds make up the fastest-growing demographic filing for bankruptcy. The government has recently changed personal bankruptcy laws, making it harder to fil...
02/20/2008
Just when you think the craziness will stop, corporate America comes up with another idea to make the American consumer's life more difficult. Believe it or not the healthcare industry is jumping on the FICO score bandwagon.  They have come up with a score called MedFICO. This new credit score is...
02/20/2008
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DoreneShirley

Silicon Valley Real Estate
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