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Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
JUST VOTE NOVEMBER 6, 2018 No matter who you vote for, no matter  your party affiliation VOTE on NOVEMBER 6, 2018!!!!  We in this country do not fully realize how precious our right to have our say about our government and ultimately our lives really is. I'll be the first to admit when I was youn...
11/01/2018
What is going on with interest rates?What is going on with interest rates? It's a volatile time in the long term interest rate market and here's my take on it as well as the prime rate. The prime rate and long term interest rate are two different things. When the public hears the Feds raised the ...
10/12/2018
Save Up to $525 On Conventional Purchase Loans  For Kentucky Conventional Purchase Loans And A Limited Time Only save up to $525 on the appraisal fee.  Closing costs are not a pleasant part of the home buying process. Many costs cannot be avoided because they are necessary.   Sometimes an apprais...
10/11/2018
CONSIDERING A HOME REFINANCE? If you are considering a home refinance there are a few things you need to know. The first thing you need to know is that this is NOT a refinance market like we have experienced over the last few years. Interest rates are UP this year. So if you are looking to save m...
09/26/2018
When To Get Qualified For A Home LoanThere are different reasons for different home buyers as to getting started with the lending process. Some home buyers are fortunate in that they have plenty of cash for a down payment, great credit, and low income to debt ratio.  Many, however,  don't fall in...
09/25/2018
Termite Inspection for Home Purchase When you buy a home in Northern Kentucky the inspection for a home inspection and wood destroying insects boxes are routinely checked. We live in an area where termites are fairly common so most home buyers will want the termite inspection done. I must disclos...
09/24/2018
House Hunting, What You Want and Need House Hunting is made easier if you start with what you WANT and what you NEED in a home. I'm working with a first time buyer now who has taken the steps as recommended to make a list of what she must have and what she wants in a home. This is an important st...
09/18/2018
SHOULD YOU CO-SIGN A LOAN? In the mortgage lending business we often discover when pulling credit that an applicant has co-signed a loan for another party. Most often that is for a close family relative, sometimes it is for a friend. When co-signing a loan many co-signors get it wrong in that the...
08/24/2018
 IS AN ESCROW ACCOUNT REQUIRED WITH A HOME MORTGAGE? An escrow account may be set up when someone finances a home purchase. Typically if one has an escrow account it is for both taxes and home owner insurance. Whether an escrow account is required can depend on several factors.As a general rule i...
06/19/2018
HOW TO CLOSE ON YOUR MORTGAGE LOAN ON TIME How to close on your mortgage loan on time and what things the borrower controls are important to understand. Once you find a home you want to buy or if  you are refinancing a home loan there can be several moving parts. From a loan originator point of v...
04/23/2018
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