Dora Griffin's Blog

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Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
Why Real Estate Taxes May Go Up After ClosingWhy would real estate taxes go up after closing? When closing on a home purchase there are a couple of things to consider about the real estate taxes. One thing to consider is that normally when qualifying a buyer for a home purchase and in setting up ...
01/31/2019
How Much Do I Need For A Down Payment On A Home? How much money do I need for a down payment? I will count myself as rather surprised at how many home buyers think they need to save 20% for a down payment these days. Depending upon the loan program you could need no money for a down payment (such...
01/28/2019
Prepare To Buy A Home With A Home Buying Class Be in the know when you are buying a home by taking a home buying class. I talk to folks every day who are surprised at what they don't know about buying a home. When buying a home your goal is finding the home but also being knowledgeable about the ...
01/24/2019
How Important Are Real Estate Taxes In Buying A Home? Lenders use PITI (principal, interest, taxes and insurance) along with other debt to determine how much someone qualifies to buy. It is easy enough to calculate the principal and interest payment on any one of the online tools available. My we...
01/18/2019
 I'm Self Employed, Can I Buy A Home? I had a call today from a self employed home buyer with questions about buying a home. He had called his banking partner and was told he needed two years of self employed income to qualify for a home loan and he should call a mortgage broker. And they are rig...
01/14/2019
WHEN CLOSING COSTS ARE LESS THAN SELLER AGREED TO PAY  Before shopping for a home most home buyers will take into account their funds for down payment, closing costs and other out of pocket expenses. Depending upon the loan program these figures can vary. Mortgage loan programs each have defined ...
01/10/2019
ARE RISING RATES DRIVING HOME BUYERS AWAY? In Northern Kentucky 2018 was a tough year to be a home buyer. Defined as a seller's market like most of the U S, if one were looking to buy you needed to be paying attention all the time. For home buyers having a real estate agent who was on the ball wa...
01/08/2019
WINTER, A GREAT TIME TO SELL A HOME IN NORTHERN KY. It seems winter came early to Northern Kentucky this year. We've had a couple of ice events already and accumulating snow in November is unusual for us. An ice storm in November brought down a bunch of tree limbs in my yard as well as across the...
12/06/2018
SHOP SMALL BUSINESS SATURDAY NOVEMBER 24, 2018 SMALL BUSINESS SATURDAY IS THIS WEEKEND!  This is the weekend to think about what you are buying and determine if you can buy it locally. Support local retailers vs the big box stores. Your money will benefit a local family when you shop locally.  Sh...
11/20/2018
VA LOANS OFFER AWESOME BENEFITS VA loans offer awesome benefits to military home buyers or for refinance. Some of the benefits are: ZERO DOWN PAYMENT AVAILABLE  (One can put down funds if desired) NO MONTHLY PRIVATE MORTGAGE INSURANCE GREAT RATES AVAILABLE LOANS AVAILABLE TO ACTIVE AND DISCHARGED...
11/02/2018
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DoraGriffin

NMLS 6380
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