Dora Griffin's Blog

Follow me
By
Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
"AS IS" HOME FOR SALEMy daughter has been looking for a home and she saw one she loved. It is a really tight market in our neck of the woods, homes are selling within hours of coming on the market. The home she found as it turns out is listed "as is". When we went to view the home it was about 89...
08/03/2016
SHOULD I DO A WHOLE HOUSE INSPECTION?  I often get asked by a potential buyer if they should do a whole house inspection. My daughter is currently looking for a home and one she was interested in was listed "as is". Her question was whether she would get a whole house inspection if she were to wr...
08/03/2016
LOW AND NO DOWN PAYMENT HOME LOANS Again low and no down payment home loans are becoming more plentiful. After the housing collapse some of the home loan options went away. In some cases that is a good thing. When someone purchased a home using a no or low down payment option and they had no clea...
07/14/2016
BECAUSE I'M A MORTGAGE BROKER I received a call today from a potential client who called because I'm a Kentucky mortgage broker. I get these calls on a fairly regular basis because some folks in the market to buy or refinance a home have had very good experiences with mortgage brokers and they sp...
06/24/2016
VA HOME LOANS, A GREAT ZERO DOWN OPTIONVA home loans are a great option for veterans or surviving spouses when it comes to down payment needs. VA home loans are available with no money down to eligible veterans. One of the biggest problems folks have is saving the down payment money when it comes...
06/22/2016
WHY GET PREQUALIFIED FOR A HOME LOAN?Why get prequalified for a home loan? And what is a prequalification anyway? We often hear the terms qualified and approved tossed about in our industry. In reality you can't get approved unless you HAVE a property identified and all your documentation has bee...
06/21/2016
USDA CHANGES COMING IN OCTOBER 2016 USDA has announced some positive changes coming in October 2016. USDA or Rural Housing is a great product offering 100% financing on properties in certain census tracts. There are income limits and the property cannot be lavish. All household income is counted ...
06/01/2016
0 Comments
TRID WAITING PERIOD TRID WAITING PERIOD - how is that working for us? It has been over six months since the new TRID guidelines surfaced. Lenders, title companies, brokers, buyers, sellers, real estate agents are all getting used to the difference between the good old days when we had a one or tw...
05/23/2016
THOUGHTS ABOUT A SELLER'S MARKET Talk to any real estate agent, loan office or a home buyer in our Northern Kentucky market and you'll hear the same phrase "there is no inventory". As experts we also know when there is no inventory the market turns to a "seller's market". Since there is so little...
05/11/2016
ASK YOUR AGENT ABOUT A REAL ESTATE PROCESSING FEE before you engage the agent to act as your representative in a sale. From time to time I run into a real estate agent who asks for the buyer to pay a real estate processing fee at closing. This creates a couple of problems. One problem is that I f...
05/09/2016
Rainmaker
324,498

Dora Griffin

NMLS 6380
local_phone(859) 442-9700
Contact The Author