Don Baker's (donbaker) Blog

Here is a video that explains the new REG Z Truth-in-Lending disclosure guidelines in layman’s terms. You may want to share this with other real estate agents and your buyers. http://www.thinkbigworksmall.com/mypage/archive/1/20977 Contact me if I can be of service! Thanks! Don Baker

  REALTORS AND BUILDERS As your business partner, L&G Mortgagebanc realizes it is important you are made aware of any Federal and State mortgage regulations that may affect your business.  The new REG Z laws effective for loan applications taken as of June 30, 2009 could impact closing dates. The...

This So Great, It Just Has To Be Mentioned Again!!! That's right! I can get an Underwriters Conditional Approval on your buyer within 6 business hours. I get a loan application, credit card authorization for the credit report, recent paystubs, W2's & bank statements. If the buyers is approved, yo...

That's right! I can get an underwriters approval on your buyer within 6 business hours. I get a loan application, credit card authorization for the credit report, recent paystubs, W2's & bank statements. If the buyers is approved, you receive an approval straight from the underwriter. Imagine the...

I can't believe that we're the only one who are experiencing extended close times. We had an Approved buyer that we referred to a realtor that is a friend of ours. We told them that when they submit a contract to ask for 45 days due to the extended underwriting times that were having to deal with...

I don't know where everyone else got their drivers license (probably Cracker Jacks) LOL!!! But I was taught that the left lane was for faster moving traffic. That if you were in the left lane and someone came up behind you, have the courtesy to change lanes and allow them to pass, then move back ...

That's right! With FHA's New HUD Repo Progam your buyer can purchase a HUD repo with a $100 down payment. Call me or email me today to get your buyer qualified or to get more details. Program ends 9/30/2008.