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RECENT BLOG POSTS
Here are some documents that may help you understand the HAFA guidelines Hire a shorts sale expert http://www.SantaCruzCountyShortSales.com NEW HAFA Directive 12-28-10.pdf Forms and Guidelines NEW ****Fannie and Freddie as of 8-2010 have their own version of HAFA   Quite possibly because HAFA and...
05/14/2011
http://www.SantaCruzCountyShortSales.comHAFA short sales have completely different qualifying factors than a traditional short sale.  Here is a summary of the main differences between a  HAFA short sale and the traditional short sale. Qualifications-Traditional Short Sale- Each homeowner situatio...
05/14/2011
I have been asked to explain a specifc type of short sale: http://www.SantaCruzCountyShortSales.com HAFA sounds like half the-yet a HAFA short sale is hardly ever half the time to complete as compared to a traditional short sale. You may wonder about the HAFA short sale.Maybe you have heard abou...
05/14/2011
Santa Cruz County third most expensive in nation: Renters waiting for economic recovery The median sales price for a home has plummeted 40 percent in four years, but rents have not. In Santa Cruz County, a full-time worker must earn $33.27 per hour to afford a modest two-bedroom rental, according...
05/13/2011
  Fannie Mae announced it will pay up to 3.5 percent of the sales price of a home purchased through its HomePath REO program, towards a buyer's closing costs. Attorneys and Realtors who have tried to represent buyers of a Fannie Mae REO are probably shaking their heads and asking, "Why are they ...
05/11/2011
Bank of America-will have no more BPOs (Broker Price Opinion) Late Friday I spoke with a Bank of America negotiator who's in Delaware. She reported many changes are coming to BofA, one of them, no more BPOs or appraisals....they are moving into using AVA or AVM (like Zillow).  Can you imagine how...
05/11/2011
Verified today by a CHASE rep. Apparently Chase has been aggressively pursuing homeowners to enroll in their Short Sale Outreach Program. They are sending letters to certain mortgagors, offering up to $30,000 to people who are behind on their mortgages, to try to short sell the property, rather t...
05/10/2011
890 38th Ave #19 Santa Cruz CA Surf Shack in Pleasure Point PROPERTY DETAILS $59,900 LISTING INFORMATION MLS: 81117695Bedrooms: 1Full Baths: 1Half Baths: 0Sq ft: 0Taxes: $0.00 PROPERTY DESCRIPTION Heads up! Santa Cruz Surfers and vacation home buyers nothing beats this place at Pleasure Point Sh...
05/10/2011
I got a call from my APTOS, CA client- she was sent a letter from Chase telling her that she can short sell, get 10,000 incentive, no deficiency plus 6% commissions to agents. She is supposed to find a realtor and list her property.  This we will do once her son graduates from high school in June...
05/09/2011
  MOST Common Complaint about Short Sale Agent The most common complaint brokers are getting these days is that the short sale agent is non-responsive or that the process is going too slowly for the sellers. The best way to prevent this type of complaint is to manage your client's expectations fr...
05/09/2011
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PattiLyles

DIVORCE, SHORT SALE, FORECLOSURE SPECIALIST
local_phone(831) 335-2100
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