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RECENT BLOG POSTS
To my clients who do not like smart meters. Here is what you can do... SMARTMETER INSTALLATION BACKGROUND INFORMATION June 21, 2011 Pacific Gas and Electric Company (PG&E) has proposed the utilization of digital SmartMeters, which utilize wireless technology, as a replacement to the current meter...
07/16/2011
  Buyers Figure out the tax that you may not know about . http://sccounty01.co.santacruz.ca.us/ASR/SuppTaxCalc/SuppTaxCalc.aspx   When a change in ownership occurs the BUYER will receive a "one time" supplemental bill (or refund). If the change in ownership occurs between January 1 and May 31, tw...
07/15/2011
http://www.youwalkaway.com/output24/InterectiveFlashCalculator.html Strategic Default Strategic default, also known as voluntary foreclosure, is when the borrower decides to stop paying a mortgage even though they can still afford the payment. For many people who are upside down on their mortgage...
07/15/2011
The Federal Housing Administration under an initiative from the White House will extend the foreclosure period for homeowners who have lost their jobs from four months to a year.  "The current unemployment forbearance programs have mandatory periods that are inadequate for the majority of unemplo...
07/14/2011
Foreclosure Auction Bid Rigging Long read but really good to know about these scam artists that got caught! WASHINGTON - Eight California real estate investors have agreed to plead guilty for their roles in two separate conspiracies to rig bids and commit mail fraud at public real estate foreclos...
07/14/2011
FLAGSTAR Bank Approved my Short Sale PROOF I closed another Short Sale in Santa Cruz, CA  California   Think foreclosure is your only option. . . think again! I negotiated the Short Sale and eliminated their mortgages.   I saved their credit from a foreclosure ding and gave them a fresh start. Ab...
07/13/2011
US Bank Approved my Client's Short Sale PROOF I closed another Short Sale in Brookdale, CA  California   Think foreclosure is your only option. . . think again! I negotiated the Short Sale and eliminated their mortgages.   I saved their credit from a foreclosure ding and gave them a fresh start. ...
07/13/2011
A short sale can be an optimal way for a distressed homeowner to get out from under a mortgage that they can no longer afford. Proactive homeowners can use a short sale to prevent foreclosure and avoid the black mark on their credit rating that foreclosure brings - all important moves here in San...
05/21/2011
Short Sale with Dignity  http://www.SantaCruzCountyShortSales.com If you are facing foreclosure and considering a short sale, there is much more to think about than just numbers, credit repercussions, and finances.  There is your self-worth and sense of pride to make allowances for as well. The t...
05/20/2011
I want to share with you the latest about Vacation Rental Ordinace.  Santa Cruz County has curbed the right of homeowners to use their homes for economic benefit as they see fit. This is so screwed up as we now have more government interference and regulation. So if you are considering buying a v...
05/18/2011
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PattiLyles

DIVORCE, SHORT SALE, FORECLOSURE SPECIALIST
local_phone(831) 335-2100
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