Diane Gerdes's (dianegerdes) Blog

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Mortgage and Lending - The Mortgage Advantage, Inc.
RECENT BLOG POSTS
Say goodbye to the recession. Fed chair Ben Bernanke made the announcement on Tuesday. But before you rush out to the new favorite total wine store and trade your box wines for the coveted bottles with the pretty labels, consider the following: In previous eras , a recession or a slowdown in econ...
09/21/2009
September 11th,  2001 I was outside talking on the cell  with my grandmother.     The sun was just barely peaking over our rooftop when my husband yelled at me from the kitchen that the World Trade Center was under attack.  We sat in stunned silence memorized by the real time horror unfolding bef...
09/14/2009
If you had married a partner that refused to work, spent all of your money, trashed your house and did not support you in your dream of expanding your career, would you stay together?  President Obama betrothed Ben Bernanke, the 14th chairman of the Federal Reserve, for a second term to enthusias...
08/29/2009
During this historic economic time, more disturbing news was announced this week that will have a disastrous effect on my afternoon coffee and candy habit: Sugar is at its highest price since the 1980's! Starbucks is already adding 30 cents to my favorite low fat beverage, with all of the sugar i...
08/24/2009
Effective July 30th the Feds mandated yet another change to mortgage industry by amending the guidelines to the Truth in Lending Act or TIL (TILA).   So what is the TIL?  It is the form that has been in all loan packages since 1968.  It discloses the total amount of interest paid over the term of...
08/18/2009
  The sky was approaching twilight as I was driving home in my  couldn’t get  cash-for-my-clunker, listening to  my am radio, missing my satellite network because I still can’t afford any extras.   The soothsayers were jubilant that the unemployment numbers for July pointed to fewer people withou...
08/10/2009
The American public, our Banks and our Government were invited to a back yard get-together to discuss the misunderstanding called our economy while throwing back a couple of brews. The banks talked trash and blamed all of our ills on aliens (out of our world or not, your choice) because taking re...
08/02/2009
  The markets did the happy dance this past week when the stock market traded above 9,000 and the housing market showed signs of recovery with more homes sold in June than expected. The soothsayers predicted that the recession is almost over, so our government could now focus on providing America...
07/27/2009
  The markets did the happy dance this past week when the stock market traded above 9,000 and the housing market showed signs of recovery with more homes sold in June than expected. The soothsayers predicted that the recession is almost over, so our government could now focus on providing America...
07/26/2009
We build rocket ships and jeeps that explore mars, but man-made mistakes are a composite of our existence.  Forty years ago this month our government put a man on the moon.   This historical moment was viewed on televisions across the globe.  Except NASA has lost the original tape.  Keep in mind ...
07/23/2009
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Diane Gerdes

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