David Simon's Blog

Occasionally I will get forwarded quotes from my clients from out of state lenders that appear to be better until we dig into the details.  The most common mistakes that I see on these quotes are low estimates for property taxes, homeowner's insurance, and even transfer taxes.  While these quotes...

Mortgage rates have slowly and quietly dropped to their lowest level since early June.  No one can say if they will continue to drop so if you have held off refinancing you may want to look at it now.  If you have great credit and not a lot of equity in your home you should apply now as a great p...

A common question that I get asked by First Time Homebuyers is: What is seller's assist? Seller's assist is a credit that you are getting from the seller to cover some or all of your closing costs when you are buying a home. The reason most buyers ask for it is so they don't have to come up with ...