The American Retirement Advisor

 Have you ever gone out with a friend and couldn't make up your mind where you should eat?  He wants Chinese.  You're in the mood for Mexican.    He'd rather go to the buffet.  You're not that hungry.  After going over your options, the only place left open is the late-night burger joint, and tha...

Today's helpful household hint: after you have eaten fresh citrus, grind the peels in your garbage disposal.   This is a good way to keep your disposal smelling fresh.    Just like any other household maintenance, it is important to keep your retirement plans from becoming stagnant.    Keep track...

 Business Week recently reported Medicare Advantage has increased its enrollment by 9.4 percent.  This increase has led to a 7.2. percent drop in premiums.    Ø  Medicare Supplement (Medigap) and Medicare Advantage: What is the difference? Medicare Supplements are actually 10 different Medigap pl...

You have spent your entire adultlife working hard and looking forward to that next chapter called retirement.  Now you've hit that milestone marker of 65.  Whether you are finally taking that break or have decided to continue with your career, you now have a few future options to think about.  Th...

Recently, Scot Bemis, a well loved coach and teacher at Notre Dame Preparatory High School, died of cancer. He was only 45 years old. A group of students, parents, and friends banded together to hold seven benefit events, within three months, to help support Scot's wife and four young children. I...

Enrollemnt in Medicare can be easy! 1. Don’t wait! Beginning this year, the start and stop dates are earlier October 15th to December 7th.  This gives the federal government and private insurance plans plenty of time to mail out new ID cards and plan details by January 1.   2. Check your mailbox....

Medicare’s (AEP) Annual Election Period Is Almost Here!   If you have Medicare, you need to read this!   If you have a Medicare Advantage Plan (Medicare HMO or PFFS) You most likely have an advantage plan if you use one card for Doctor visits, Hospital visits and Pharmacy. Annual Election Period ...

Have you ever wondered what those old savings bonds are worth?  Are they still growing in value? How do you cash them in? The federal goverment has a website to answer those very questions. http://www.treasurydirect.gov/BC/SBCPrice   They have created an easy to use calculator. Enter in the date,...

I just completed my continuing education to offer Medicare Prescription drug plans for 2012. To offer a Medicare prescription drug plan to a Medicare beneficiary an insurance agent must be licensed, trained by both a national training firm and the individual carrier, insured for errors and omissi...

If you are on Medicare and are a memeber of SCAN Healthplan READ THIS! SCAN just sent a reminder about 2011 Annual Wellness Visits!  These visits are designed to proactively identify and manage the medical needs of our members through expanded physical exams by medical professionals in the comfor...