David Krushinsky's Blog

Purchasing a foreclosure or bank-owned home in Phoenix may, arguably, allow you to buy the best home for the cheapest price.  Many lenders currently require a 20% down payment, however, it is still possible to buy a home in Phoenix with low down payment, even if the home can't be financed with a ...

Conventional, FHA and VA mortgage loans in Phoenix may soon become harder to obtain for those with a troubled credit history. Currently, a borrower with up to $5,000 in collections may still eligible to purchase a home in Phoenix, in many cases. The new guideline change could also affect current ...

17302 E ALTA LOMA DR Fountain Hills, AZ 85268 Do not miss out on this opportunity. Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Jesse Vogt Mobile: 602 - 309 - 9635 Price : $559,900 Bedrooms : 2 Bathrooms : 2 Square Foot : 2,178 County : Maric...

Once upon a time, Mortgage Loan Originators could grab some rate sheets, jump in the car, buy some donuts, walk into a Real Estate office, drop off the donuts and rate sheets, and their phone would start ringing almost immediately from desperate Realtors seeking someone to help them.  The days of...

Anyone that has successfully closed a short sale in the last few years can benefit from knowing what to expect when purchasing a home in the future.  It's very likely the borrower had to make late payments during their negotiations with the bank before their short sale closed.  These late payment...

  Sierra Verde - Arrowhead Ranch 5 Bedroom Home For Sale Glendale AZ 6780 W Lone Cactus Dr Glendale, AZ 85308 Beautiful 5 bedroom home in Sierra Verde. Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Claire Kellogg Office: 602-206-3970 Mobile: 60...

It appears that the government has finally found another solution to stop Mortgage Loan Originators (MLO) from abusing and deceiving consumers.  This new rule will likely have the same benefit to today's consumer that HVCC and the new GFE has - more fees and higher loan costs.  Below are the high...

CONTINUING EDUCATION CLASS FOR ARIZONA REAL ESTATE PROFESSIONALS Down Payment Assistance and The Consumer You are invited to attend the continuing education seminar "Down Payment Assistance and The Consumer" on Thursday, August 26th from 1:00 pm - 4:00 pm. This event is "No Charge" and provides (...

CONTINUING EDUCATION CLASS FOR ARIZONA REAL ESTATE PROFESSIONALS Section 8 Housing You are invited to attend the continuing education seminar "Section 8 Housing" on Thursday, August 12th from 1:00 pm - 4:00 pm.  This event is "No Charge" and provides (3) Three Hours Fair Housing Credit towards yo...

Short sales, in most cases, are one of the most economical solutions for all parties involved when a borrower can no longer afford their home.  The bank typically incurs a smaller financial loss than would result from an ultimate foreclosure or continued delinquency on the mortgage payments.  Bor...