David Krushinsky's Blog

Conventional, FHA and VA mortgage loans in Phoenix may soon become harder to obtain for those with a troubled credit history. Currently, a borrower with up to $5,000 in collections may still eligible to purchase a home in Phoenix, in many cases. The new guideline change could also affect current ...

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Once upon a time, Mortgage Loan Originators could grab some rate sheets, jump in the car, buy some donuts, walk into a Real Estate office, drop off the donuts and rate sheets, and their phone would start ringing almost immediately from desperate Realtors seeking someone to help them.  The days of...

Anyone that has successfully closed a short sale in the last few years can benefit from knowing what to expect when purchasing a home in the future.  It's very likely the borrower had to make late payments during their negotiations with the bank before their short sale closed.  These late payment...