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ARCHIVED BLOG POSTS

2014 

Conventional 30 year Mortgage: 4.25% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.59% FHA 30 year:4.125% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.77% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.52%   Rates are Subject to Change Call me today if you ...
05/28/2014
Conventional 30 year Mortgage: 4.25% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.59% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.87% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.52%   Rates are Subject to Change Call me today if you a...
05/21/2014
  USDA loans are a fantastic loan option when buying a “rural home”.  It allows a 0% down payment, which is a huge benefit.  But it is important to keep in mind that USDA loans also have additional requirements to qualify for their mortgage vs conventional, FHA or VA loans.  Here is the list of t...
05/20/2014
  As more states approve same sex a marriages, it is important to know how a same sex marriage can impact your VA mortgage process.  For FHA and Conventional loans, being in a same sex marriage is acceptable.  But keep in mind on FHA mortgages the debts of the spouse are taken into account even i...
05/20/2014
Conventional 30 year Mortgage: 4.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.69% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.87% Conventional 15 year:3.5% Credit score:740 LTV:80% Loan Amount:$200k APR:3.72%   Rates are Subject to Change Call me today if you ar...
05/14/2014
  The mortgage process can sometimes be confusing.  And it does not help when your lender uses words or abbreviations that you do not know.  This can also be known as “Mortgage Lingo”.  One abbreviation that can come up is PITI.  This is an abbreviation for your total mortgage payment.  Here is a...
05/09/2014
Conventional 30 year Mortgage: 4.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.69% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.87% Conventional 15 year:3.5% Credit score:740 LTV:80% Loan Amount:$200k APR:3.72%   Rates are Subject to Change Call me today if you ar...
05/07/2014
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David Krichmar

DaveYourMortgageGuy.com
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