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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

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2013 

  Great news, the new max FHA loan amount for the Houston, Texas area is now $295,550.  This is for 1 unit properties, so regular homes.  The Houston Area consists of Harris, Fort Bend, Montgomery, Galveston, Brazoria, Wealler, Liverty and Chambers County.  This is a large increase from the previ...
12/19/2013
Conventional 30 year Mortgage: 4.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.9% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.37% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.87%   Rates are Subject to Change Call me today if you a...
12/18/2013
Conventional 30 year Mortgage: 4.5% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.8% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.37% Conventional 15 year:3.5% Credit score:740 LTV:80% Loan Amount:$200k APR:3.77%   Rates are Subject to Change Call me today if you are t...
12/11/2013
Conventional 30 year Mortgage: 4.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.9% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.37% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.87%   Rates are Subject to Change Call me today if you a...
12/04/2013
  If you have had a short sale with your home in the past, it is important to know your options when getting a new mortgage.  For a conventional loan the minimum time line from when your Short Sale was finalized is 2yrs.  But here are the specifics to know:   1.      If your down payment is 20% o...
12/03/2013
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David Krichmar

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