Dave Halpern, Broker, SRES

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Real Estate Agent - Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827
RECENT BLOG POSTS
The Ohio River in Louisville overflowed it banks. Check out this photo. The Carrie Gaulbert Cox Walking Park is an oasis just east of downtown Louisville, but is now literally under water. Once the water recedes the clean up will begin. In the meantime, the park provides images of a different kin...
03/16/2011
I’m often asked by clients and by other Realtors “How long does a short sale take?” I would like to give a concise answer, but alas, there isn’t a reliable one. The concise answer is too broad; “3 weeks to 3 years, depending on variables.” (1) Who’s backing the loan? FHA, VA, FNMA, Freddie Mac? T...
03/12/2011
Lender turns down loan modification and refuses to postpone the foreclosure auction to allow for a short sale. The lender hurts themselves and the seller who acted responsibly. The seller contacted me many months ago to learn about the short sale option to avoid foreclosure. The lender, however, ...
03/08/2011
It proves you can be a star in one area but not great in another. It is the same in all professions. A Realtor can excel in one niche of real estate, but not have the passion or personality for other areas. In the 70’s Cassidy filled up stadiums as a teen idol star. In 2011 Cassidy didn’t have th...
03/06/2011
In a short sale: The longer the banks take, the sellers are less inclined to subject themselves to the stress. The longer the banks take, the buyers are less inclined to subject themselves to the uncertainty. The longer the banks take, the Realtors are less inclined to subject themselves to the w...
03/04/2011
As gas prices go up, house prices go down. Buyer's have less money left over to dedicate to mortgage payments. Therefore they have to pay less for houses. More owners will fall behind on mortgage payments, which will increase foreclosures and short sales, further fueling the downward spiral of ma...
03/02/2011
Your Realtor is diligently helping you with the short sale of your house. The Realtor will be doing the "heavy lifting" with your lenders. However, it is vital that you, the seller, provide assistance when necessary. Help your Realtor help you. Your Realtor will be performing dozens or hundreds o...
03/01/2011
Write down quantified goals. Daily goals, weekly goals, monthly goals and annual goals. Develop a task list required for the attainment of each goal. Share your goals with others you trust, people who care about you and want you to succeed. They are your inner circle. Review your accomplishments ...
02/27/2011
Litton Loan is the first mortgage, Citi is the second. Citi won't approve a short sale settlement amount until they get a copy of the payoff to Litton and the amount of losses Litton will incur. Litton says they won't approve the short sale until Citi approves their settlement amount. Litton wait...
02/27/2011
I have seen many houses severely damaged by limbs or entire trees that came crashing through the roof. Louisville KY is prone to wind storms, right around Kentucky Derby time. Even strong and robust trees can be felled by mother nature. The same is true for ice storms when the limbs are forced to...
02/27/2011
Rainmaker
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Dave Halpern

Louisville Short Sale Expert
local_phone(502) 664-7827
smartphone(502) 664-7827
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