Danell Merren's (danelliccf) Blog

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Mortgage and Lending - Providence Home Mortgage/ICCF
RECENT BLOG POSTS
I've always prided myself on knowing what goes into a good credit score- see my previous blog on Credit Score Tips (http://activerain.com/blogsview/765125/credit-score-tips-). Well, sometimes we need to "do as we say" and not as we do! I should have remembered that length of credit is 15% of your...
08/19/2009
As we all know, the mortgage industry has had its ups and downs this past year. Each file seems to come with its own set of challenges, however, a positive outlook helps us to find solutions 99.9% of the time! Recently I had an experience that just helped me stay in great spirits day after day! S...
08/19/2009
We hear a lot these days and read a lot in sales books about "the customer is always right". While I believe that is true from a customer service standpoint, it certainly doesn't transcend to mortgage guidelines. I lost a deal this week. This is very rare for me. I have been doing loans for over ...
07/17/2009
It's something about Thursdays lately! I leave my office at 920 Cherry St., get in the car, put the sun roof down, and notice the amazing thing happening! I have seen countless people walking, running, riding their bikes, pushing strollers, and shopping the cool shops in the East Hills Business D...
07/17/2009
My hubby and I are big fans of 1st Wok on Alpine.We go at least a couple of times per month. I guess you'd call us "regulars". We typically go on Sundays because they have a great special where you can get soup and an eggroll complimentary with your meal. Our little kids love the Won-ton soup and...
07/17/2009
The Mortgage Credit Certificate is the tax credit that keeps on giving! Unlike the First Time Home Buyer Tax Credit (www.federalhousingtaxcredit.com), MCC is a Federal Tax Credit that moderate income families can access year after year! It is offered in most states, but each state operates the cr...
07/03/2009
My husband has worked at Mel Trotter Ministries in Grand Rapids for several years. Most people from our area know that Mel Trotter is a rescue mission, and they feed and shelter the homeless in the Heartside Neighborhood of Grand Rapids, near downtown. They also have a drug and alcohol rehab. pro...
06/24/2009
We have a number of people who call who would like to refinance, however, their home is currently listed. This is a major problem in the industry. It is standard to not allow a refinance of a property that is currently listed or that has been listed in the past six months. Exceptions used to occu...
04/20/2009
I walked into my youngest daughter's room last night, and it smelled like something was burning! I was a bit alarmed but trying not to panic. I didn't see anything burning, and her room was quite messy, so I was moving things around, looking under toys, looking under the bed, etc. I walked around...
04/20/2009
I am  excited to share that today Sunday, April 5th, St. Mark's will be hosting the GVSU Arts Chorale singing Requiem with the GVSU Concert Orchestra. It will be a beautiful way to begin Holy Week. Featured vocalists will be GVSU faculty members Kathryn Stieler and Dale Schriemer. The concert beg...
04/04/2009
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Danell Merren

local_phone(616) 719-4513
smartphone(616) 437-7831
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