Mortgage News and Discussion

2012 VA County Loan Limits   2012 loan limits:  The procedure for calculating loan limits for 2012 has changed from 2011.  VA’s previous procedure expires December 31, 2011.  If Congress passes legislation permitting VA to calculate maximum guaranty as it has in the past, the numbers below could ...

Congress passed a bill to allow the higher loan limits to remain in place for an additional year.  To determine the FHA loan limits in your Georgia County, go to:  https://entp.hud.gov/idapp/html/hicostlook.cfm  The typical loan limits for Georgia are as follows: The Nov 18, 2011 - Dec 31, 2012 b...

Market Snapshot by Sigma Research..Courtesy of Cornerstone Home Lending via RateAlert.com Treasuries and mortgages opened weaker this morning, at 8:30 weekly jobless claims that were expected to be down 2K jumped 6K to 402K and last week's claims were revised higher to 396K frm 393K. Back above w...

TO LOCK or NOT TO LOCK? THAT IS THE QUESTION. Rates are holding steady, and as this article from Mortgage News Daily states, the best execution rate is 4% or under. In other words, if you are being offered a rate of 4% or under, it is a good decision to lock as rates are trending now. At 4% or 3....

First-Time Home Buyer Tax Credit Enhanced Tax Credit Provides Outstanding Opportunity for Home Buyers For details and guidelines on the $8,000 Tax Credit for First Time Home Buyers, visit the following link: http://www.federalhousingtaxcredit.com/2009/home2.html Please feel free to contact me to ...

 (DOM=Days on Market) ACTIVE LISTINGS Price Range                                            #Listings  DOM  $0 - $9,999 8 78 $10,000 - $19,999 2 133 $20,000 - $29,999 1 133 $30,000 - $39,999 2 246 $40,000 - $49,999 5 126 $90,000 - $99,999 2 10 $100,000 - $119,999 6 117 $120,000 - $159,999 34 225...

Kelli Crocker has earned the ABR designation.  The Accredited Buyer Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate BUYER'S AGENT Council (REBAC) of the National Associati...

Kelli Crocker Earns e-Pro DesignationPosted by Elaine on March 11th, 2008 Kelli Crocker, a Realtor with RE/MAX Towne Square in Jefferson, has earned the e-Pro designation by completing the Realtor e-Pro course. The designation is endorsed by the National Association of Realtors (NAR) and provides...

Jackson County, Northeast Georgia-Today is February 26, 2008, and as many buyers are just beginning to think they should get serious about buying in this most favorable of Buyers Markets, the early bird home buyers are getting the worms!  I have noticed an onslaught of buyers for the best HUD and...

Welcome Visitors!Do you want answers to your questions and/or expert guidance?  Please post a question here or e-mail me at KC@KelliCrocker.com  or visit my website at http://www.KelliCrocker.com.  Thank you!Kelli Crocker