Jennifer's Blog
Strategic Credit Coach: Raise Your Credit Score
RECENT BLOG POSTS
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WHY CREDIT INQUIRIES CAN REALLY HARM YOU? Have you ever had a client that is purchasing a home start doing credit inquiries during the transaction and next thing you their score is 25 to 50 points lower? Do you want to know why credit inquiries affect your score so much? Read on. Every day I’m ...
07/17/2008
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An Encounter with Mr. Doomsday I’ve been going to the same specialty coffee house for years and I have met many people that have become friends, clients and acquaintances. I met a guy a couple of months ago while I was relaxing having a cup of coffee and he proceeded to tell me his grand idea...
07/15/2008
LET’S TALK CREDIT REPAIR – WE WILL TRAIN YOUR OFFICE, FREE! Give your Real Estate or Loan Broker office the edge! Runtime: 90 minutes National Trainer, radio personality, and passionate speaker Mickey O’Brien has daily interaction with consumers who have credit and overall financial healt...
07/15/2008
Steps to keeping creditors happy and off your back If you can’t afford to pay your creditors what you owe, paying them at least something will keep them happy and off you back. Be in good communication with each creditor and pay each one as much as you can. Use the worksheet to determine how mu...
07/15/2008
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Tour de France and Your FICO Score I’m an avid watcher of the Tour de France and noticed a lot of similarities in the struggles of life’s finances and the grueling trials of the race. This year during the Tour a racer, Cadel Evans crashed, completely wiped out, slammed against the road at o...
07/14/2008
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Avoid credit repair scams Cleaning up your credit history could get you into more of a financial crunch if you hire the wrong company. Here's how to not get conned. These days’ banks are tightening up their guidelines and are clutching on tighter to the almighty dollar, making it harder to qual...
07/14/2008
Top 7 Things NOT To Do (The 7 Deadly Credit Sins) 1. Do NOT attempt to repair your credit without being properly informed. You need to do your research before attempting to repair your credit file or you may do more harm than good. 2. Do NOT file bankruptcy until you have consulted a profession...
07/10/2008
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How Do I Negotiate a Settlement in a Debt Case? I AM BEING SUED. IS IT TOO LATE TO WORK OUT A SETTLEMENT AGREEMENT? No. The parties can agree to settle a case at anytime before the judge enters a final ruling. WHAT ARE THE ADVANTAGES OF SETTLING A CASE? The settlement amount is generally le...
07/10/2008
Instructions for removing ID theft from your credit report: Place a fraud alert on your credit report by contacting at least one bureau and by law they must share the alert with the other bureaus. Initial alert- good for only 90 days- contact the bureaus and tell them you need to place an I...
07/10/2008
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Sample Cease & Desist letter (Send certified mail, return receipt requested) Date: From: (you: name and address) To: (the original creditor and or the collection agency: name and address) RE: (account name and number) Dear______, This Letter will serve as your legal notice und...
07/10/2008
Mission: We educate and coach people looking to improve their credit score and overall financial health so they are able to learn financial disciplines and achieve a more secure future.
Vision: To raise the standard of living for all people and inspire them to live their passions and dreams and have piece of mind.