Jennifer's Blog
Strategic Credit Coach: Raise Your Credit Score
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Q&A's for September Re: Help with a collection account Hello, I have a client that has a collection for a “What’s In Your Wallet” card from 12/07. Her ex-boyfriend took the card from her without her knowledge from her purse and charged it up. She didn't recognize it was gone because she nev...
09/03/2008
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Is there any truth to this...? Lately, I have been speaking with others who say that all credit repair services are basically the same, but not all get the same accommodating help from the credit bureaus. That if you are not a law firm working directly with the legal department of...
09/03/2008
Welcome to this weeks Q&A Question:I have a question sir:To get an account removed due to age ofaccount, is it 7+ years from DLA withthe original creditor or 7+ years sinceDLA with the collection company?Thank you.Reply:For an example like that (acct that went to collection) they should both co...
09/03/2008
We have been negotiating debt for years and recently we have teamed up with some of the best RESPA and TIL attorneys in the business to offer mortgage loan modification for those who may be in risk of loosing their home to foreclosure. Loan Modification is a negotiated alteration in the terms o...
09/03/2008
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Daily Q & A's RE: Short Sales I have a client that sold his primary home as short sale. The second mortgage company, which is a different lender from the first lien holder. The second mortgage has placed a collection of $74,548 on the credit report. Is it safe to say, that if approved as a sh...
08/16/2008
Daily Q & A's First of all, what is a Dunning Letter? Answer: It is an over due letter to the customer which talks about customer over due amount and due date, a reminding letter of missed payment. How do we approach collector's dunning letters? I suggest to pay the collection if the dunni...
08/16/2008
New Daily Q&A’s Judgment question: If a judgment is included in a Bankruptcy, should the "Amount" for the specific judgment be 0 and should "Status" for the same judgment show "satisfied" on the client's credit report? Reply: Any debt discharged in a BK would have the debt cloaked and a stat...
08/16/2008
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Sacramento Rivercats' Wives Host Food Drive The wives of the Sacramento River Cats baseball team are teaming up to collect canned goods for the Sacramento Food Bank during Saturday's game at Raley Field. My husband and son went out to the ballpark this week to watch a good baseball game bet...
07/19/2008
How the Credit Scoring Model Works on CD Free For those who live in California we do LIVE credit improvement and overall financial health seminars for your office and or clients, it is about an hour and a half seminar. Read our testimonials to see how people go wow! If you live anywhere in ...
07/17/2008
Changes in Credit Score when Collection DLA gets updated... There has been conflicting issues about what happens when a consumer pays off a collection and how after they pay it off their FICO score goes down. Common sense would say if you pay a bad debt off, that this is a good thing. With my...
07/17/2008
Mission: We educate and coach people looking to improve their credit score and overall financial health so they are able to learn financial disciplines and achieve a more secure future.
Vision: To raise the standard of living for all people and inspire them to live their passions and dreams and have piece of mind.