Corey Gray's (creditimprovement) Blog

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Services for Real Estate Pros - Credit Assistance Network - LIC: 14-00056886
RECENT BLOG POSTS
This year US lenders are expected to process over a billion credit applications this year, most of which will be using FICO, formerly known as Fair Isaac. FICO is a publicly traded company on the New York Stock Exchange and bigger than ever. The US government is beginning to take wind of the mag...
01/28/2011
Credit Myth 1 Common Credit Myths   Unfortunately the general public has assumed many myths based on lack of knowledge regarding many credit issues. Below are a few of the most common preconceived notions that consumers fall into.   "It is illegal for creditors to take a negative, accurate listin...
01/26/2011
Tips to Prevent Identity Theft Order your checks with only your initials on them. Do not have your full name printed. If a check or checkbook gets stolen, the thief will not know if you sign your checks with your first name or just your initials. Use your work phone number on your checks instead ...
01/26/2011
  Credit Score Basics   The very words “Credit Score” scare most people because people are scared of the unknown. Seriously, think back to grade school and ask yourself: Did anyone ever teach me anything about my credit score? Answer is NO! Even though your credit score mandates your entire lifes...
01/26/2011
How often do your clients ask you "Should I pay this debt off to get the mortgage?"   I cant even begin to tell you how many times my clients have unecessarily paid off a debt after the statute of limitations has passed only to find that the item now stays on his/her credit reports for another 7 ...
01/25/2011
Statute of Limitations - Time Limit for Collecting Judgments Courtesy of Credit Assistance NetworkYou can find more useful tools to help your clients with credit and debt issues at http://www.CreditAgenda.com When a creditor wins a lawsuit against a you and is awarded a judgment by the court, the...
01/25/2011
Wage garnishment and attachment rules by StateYou can use these wage garnishment laws and rules to determine how much money can be garnished from your clients paycheck. Note: ALL states allow wage garnishment for child support, alimony, taxes and federal student loans. 1. Alabama Wage Garnishment...
01/25/2011
This letter is demanding the removal of negative information removed after no response from previous validation demand. Only use after debt validation was insufficent. Courtesy of Credit Assistance NetworkYou can find more useful tools to help your clients with credit and debt issues at http://ww...
01/25/2011
This letter can help your clients deal with a debt that is inaccurate, inflated, outdated or past the statute of limitations.   A preliminary request to validate the debt information in order to ensure accuracy. Debt Validation is in accordance of the Fair Debt Collection Practices Act (FDCPA)   ...
01/25/2011
Simple debt validation letter in accordance with the FDCPA Courtesy of Credit Assistance NetworkYou can find more useful tools to help your clients with credit and debt issues at http://www.CreditAgenda.com ------begin Dear _________________,Today is ____________ and I am writing in regards to in...
01/25/2011
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CoreyGray

CEO, Credit Assistance Network Inc.
local_phone(800) 811-3078
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