Christopher Collins's (cpcollins) Blog

Bring the Family and Toys!!! this is a spectacular home in a quiet Peoria desert surrounding. Everything you could want in this 6 bedroom Peoria home in, beautiful Home with Huge Kitchen, Granite Counters, 6 Large Bedrooms plus a seperate Office and Game Rm. Nice Diving Pool w/ tons of grass for ...

NorthWest Valley AZ –  A hardship letter is one of the most important items in a short sale. This is your opportunity to explain why your lender should approve your short sale and let you walk away from the debt. In clear terms, you need to layout exactly why you can no longer afford to keep the ...

NorthWest Valley AZ –  First, it benefits the owner of the loan. The owner can be the bank or a third party such as Fannie Mae or Freddie Mac. They are Quasi-Governmental Entities. The American Taxpayer has bailed them out to the tune of hundreds of millions of dollars and will continue to bail t...

NorthWest Valley AZ –  If you are facing foreclosure, then I'm sure you've heard of a Deed In Lieu of foreclosure. Some people say it is a great way to avoid foreclosure. Actually, all it does is accelerate the foreclosure process.  Click here to discover how other sellers successfully did a shor...

NorthWest Valley AZ –  There are many reasons to use a short sale to stop foreclosure. If you want to keep your home, then you need to attempt a loan modification. If you do not want to keep your home, then you need to consider your options. There are 3 options if you do not want to keep your hom...

NorthWest Valley AZ –   I have feared this for a long time. But today I found out that it is actually happening. Here's the story. Someone is short selling their home. The mortgage is with ABC Bank. They happen to have their checking or savings account at ABC Bank.  Click here to discover how oth...

NorthWest Valley AZ –  You can dispute negative items on your credit. In some cases, the negative item can go away in 30-60 days. This doesn't always happen, but it is nice when it does. Fixing you credit will seem overwhelming at first. But if you stick with it, then you will see that it does wo...

NorthWest Valley AZ –  Most people think that a short sale will be the kiss of death to their credit. That is the one big advantage of a short sale over a foreclosure. Anything and everything bad on your credit can be fixed. It's called the dispute process. In my opinion, many lenders incorrectly...

NorthWest Valley AZ –  Many people considering a short sale are being harassed by debt collectors. They call even though you tell them to stop. They call even when you tell them you don't have any money available to pay them. They call your relatives even when you tell them to go away.  Click her...

NorthWest Valley AZ –  Here is the most common problem that arises with short sales. There are multiple mortgages or liens on the property. Any of the mortgage companies or lien holders have the right to veto the short sale. For example, we had a short sale with a first mortgage, a second mortgag...