RECENT BLOG POSTS
This is AMAZING!!! Check it out!!  When I first heard about this, I almost didn't believe it! The Trackstick II is a personal GPS tracking device. You can bring it on vacation to keep a satellite scrapbook of all your travels and record your explorations. You can carry it with you on a daily basi...
04/07/2008
The Escrow Holder's Duties Include:Serves as the neutral third party and the liaison between all parties involved.Requests a Preliminary Report to determine the status of the title to the property.Prepares the escrow instructions. Complies with lender's conditions and prepares necessary documenta...
04/04/2008
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What is an Escrow?Buying, selling, or refinancing real property usually involves the transfer of large sums of money. It is imperative that a neutral third party, known as the EscrowHolder (Placer Title Company), handles the transfer of these funds and related documents from one party to another....
04/04/2008
I just got back from the Brian Buffini Turning Point Seminar in Monterey, CA. I put this Buffini Weekly Tracker together so that it was easier for me to track my progress. I thought I would share it with all of you so you do not have to re- invent the wheel. I hope you can use it in your business...
04/02/2008
Now is the time for investors to capitalize on outstanding interest rates and an influx of affordable homes in Roseville.  In addition to being your premier title and escrow company, we would like to keep you informed of real estate trends, tax laws and management aspects of income property. Plac...
04/02/2008
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What is Proposition 8?Proposition 8, passed in November 1978, amended Proposition 13 to reflect declines in property value.  As a result, Revenue & Taxation Code Section 51 requires the Assessor to annually enroll the lesser of   either a property's Proposition 13 base year value (factored for in...
04/01/2008
Important Real Property Tax DatesMarch 1Assessment DateTaxes become a lien at 12:01 a.m. They are not immediately due, but payable for the Fiscal Tax Year starting July 1. Thereafter title evidence must show taxes as a lien for the coming Fiscal Tax Year.April 102nd Installment becomes delinquent...
02/11/2008
A FICO score is a credit score developed by Fair Isaac & Company. Credit scoring is a method of determining the likelihood that credit users will pay their bills. A credit score attempts to condense a borrower's credit history into a single number. Fair Isaac & Co. and the credit bureaus do not r...
02/11/2008
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What are Points?Discount PointsDiscount points can be considered ‘prepaid interest' on your loan, so they may be tax deductible and reduce the amount of interest you will have to pay later on. Paying discount points may make the borrower appear more attractive to the lender. Consult your tax prof...
02/11/2008
THE FOLLOWING DETAILS THE STEPS TO SECURING A LOAN:1 Pre-Qualification/InterviewMeet with lender/brokerProvide details of purchase/refinance including estimated value/purchase price, balance of existing mortgages, down payment source, income, payments on obligations, etc. Complete loan applicatio...
02/11/2008
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Carlie Pardue

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