David Collins's (collinsinsurance) Blog

Maintaining a safe work environment is crucial for two reasons: most importantly, to keep everyone safe; and second, to prevent lawsuits filed by employees or guests who have been injured. You may wonder what the difference is between workers compensation and commercial general liability coverage...

Age will affect nearly every type of insurance policy you'll ever invest into. It can be give you both advantage and disadvantage, depending on what the policy is. For instance, everyone knows that it's better to invest into a life insurance policy when you're younger. If you begin a life insuran...

Workers compensation is a great asset for any business. Because it protects your employees from the expenses that can result from an injury that happened at work, every business should have it to fully protect everyone in the workplace. However, no matter how careful you instruct your employees t...

95% of companies suffer from business theft, but only 10% ever actually discover it. Most business owners don't really think about business theft, but it can cause enormous problems within a company. With financially strained conditions ahead, layoffs, and "mom and pop" establishments folding at ...

If you are in the middle of starting up a home-based business, the issue of commercial auto insurance is most likely not what you're thinking about. You probably haven't given any thought to changing your regular auto insurance policy. However, it's important to not overlook commercial auto cover...

Like many Americans, you may be wondering if this is the right time to buy a car. Times are difficult financially; however, some people are still making good money, and may want or need a new car. Maybe you're one of those people and have been considering if you should jump now or hold out just a...

Do your employees know about their right to workers compensation insurance? You would be surprised at how many people have no idea about it. Of course, those who work in the high-risk areas of construction and manual labor know; but what about places like banks, salons, record labels, etc.? Any c...

Did you know that your dog can affect the cost of your home insurance policy? Most people do already know that, but there are some breeds of dogs that are so dangerous that homeowners may have to pay extra or find alternative home insurance elsewhere. This is because insurance carriers know that ...

Statistics show that Massachusetts has one of the highest scores for unsafe drivers. Maybe you live there, and you don’t think that you’re a bad driver at all. Well, you may be right. If so, there’s good news: did you know that you can get a discount on your auto insurance for good driving record...

The holiday season is right around the corner! We wanted to just give you a few tips from our dwelling fire insurance team on holiday safety to avoid fires in your home. About 80% of fires reported in the winter are from holiday decorations. If you celebrate with a Christmas tree, there are a few...