Cliff Johnson's (cliffj2007) Blog

 Build Your Team of Experts before You Start Home Shopping No matter when you purchase a home or whether this is your first home or your fiftieth, having the right team on your side can make all the difference in the world. If you're buying your fiftieth house, chances are you've found the perfec...

Expenses You May Not Have Considered When Owning a Home You're ready to start looking for your new home, but are you really ready? Even if you have enough tucked away for a 20 percent down payment on the type of home you want and can afford the actual mortgage payment, you may not be ready for al...

Are You Really Ready to Make an Offer If you have all your ducks in a row when it comes to financing, such as a preapproved loan and adequate funds for closing costs that doesn't mean you're necessarily ready to make an offer unless you've done some other research. Too often people find what they...

What Are and Who Pays the Cost of Closing You've saved up your down payment and found the perfect home. You think you've got everything handled brilliantly. Then comes the monkey wrench to the works. You start to learn of more and more expenses you didn't know were involved. To make it more confu...

When Should You Consider Buying a HomeBuying a home may sound like a great idea. The idea of owning property is indeed the all-American dream, but is it your dream and is the time right for you to proceed? You can do a quick check list to see if waiting might be more beneficial or if the right ti...

Buying a Home Is a Smart Investment There are almost as many reasons to rent as there are to buy. You notice, I said there are ALMOST as many reasons to rent. Buying your home is normally one of the best options and most fiscally sound. If you're temporarily in an area, renting is the best possib...

Using the Web as a Tool for Buying Your Next Home It probably will be no surprise to find that the use of the internet as a tool for home buying has skyrocketed the past few years. Some people use the internet as a way to start on the journey to buying a new home. Others may use it throughout the...

Seven Tips for Buying a Home You don't have to be a first time home buyer to feel a little intimidated when considering a home purchase. There are so many important factors, that it can make living with relatives or renting a room for the rest of your life almost seem attractive. The keyword is h...

Great Time to Buy a Home! Interest Rates Are Still Low!   If you're considering purchasing a new home, now is the time to act. Today's interest rates on mortgages are at an unprecedented low. If you look at the average rate for the last 30 years, these low rates are phenomenal. The cost of housin...

Tips on How to Get a Mortgage Loan on a HomeOwning your own home is the dream of many people and it could be your reality. Home ownership comes with many benefits, but also has some drawbacks. Lenders often use the drawbacks as a guideline to assess not only the amount of money for home loans, bu...