Christina Lane's (christina0612) Blog

Here are some highlighted products that I see a lot of. As well as the great credit borrowers, I can also qualify your "not so great credit" borrowers. And remember, pre approval letters - same day.   First Time Home Buyer:  •·        Limited or no credit to 100%•·        6% seller paid closing c...

Lender: This is the Mortgage Company that we are going to send the customers file to. (Wells Fargo, Countrywide, Principal, etc) Mortgagee Clause: This is the Name and Address that the lender uses to protect their rights to the loan. A thru D credit: credit considered to be less than perfect. Als...

Put your money to work for you in an investment property. With today's low mortgage rates and rising real estate prices it is an ideal time to invest in real property. Investment properties provide a vehicle that allows you to enjoy the potential for market appreciation while building equity each...

Consolidate your loans Most people have more than one debt. You may have high interest credit cards, loans and mortgages. To pay off one debt you may need to borrow from someone else, creating yet another debt. The solution to this problem is debt consolidation. If you own a home, you can get a d...

Benefits of financing your new home through Express Mortgage & Insurance:Selection. We offer a wide range of products and programs designed exclusively for the new construction customer, and we can help you tailor a program to fit your needs.Flexibility. Our extended lock programs protect against...

Advantages and disadvantages of a home equity loan.A lower interest rate and tax deductions are the two major advantages home equity loans have over other types of debt. Since a home equity loan is secured by your home, it poses less risk to a lender than does a non-secured personal loan or credi...

Understanding your credit - A borrowers record of various personal debt ie: credit cards, consumer debt, etc. and whether payments were made on time. Mortgage lenders will review the borrowers credit history to help determine their loan qualifications and the terms of the loan. With recent change...

Here are some tips to help you with "payment relief " on your current mortgage payment:1. An Intermediate ARM. This type of loan is at a fixed rate for the first 2, 3, 5, 7, or 10 years and then the loan becomes an adjustable rate loan. Because the lender is guaranteeing the rate for less than 30...

Chances are that the person who ends up buying your home will drive by at least once when trying to make that crucial decision. It is true that making your home look as appealing and inviting as possible will help you to sell much faster. (Of course, please keep in mind that these are just some p...

The My Community Mortgage program is ideal for home buyers with limited funds for down payment and closing costs and those needing flexibilities on credit, income sources, or access to special options. Here are some of the program highlights:- Up to 100% financing (no money down!)- No prior credi...